LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,849
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$147,292
−HK$4,515/mo
Today · 4.125%
HK$151,807
baseline
▲ 0.50% · 4.625%
HK$161,044
+HK$9,237/mo
Deposit HK$31.32M · loan HK$31.32M · min. income ≈ HK$303,614/mo (50% DSR)
Upfront cash ≈ HK$33.99M (deposit + AVD stamp duty HK$2,662,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,918
−HK$8,586/mo
▼ 0.25% · 3.875%
HK$163,180
−HK$4,324/mo
Today · 4.125%
HK$167,504
baseline
▲ 0.50% · 4.625%
HK$176,333
+HK$8,829/mo
Deposit HK$31.32M · loan HK$31.32M · min. income ≈ HK$335,008/mo (50% DSR)
Upfront cash ≈ HK$33.99M (deposit + AVD stamp duty HK$2,662,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,419
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$176,751
−HK$5,417/mo
Today · 4.125%
HK$182,168
baseline
▲ 0.50% · 4.625%
HK$193,253
+HK$11,085/mo
Deposit HK$25.06M · loan HK$37.59M · min. income ≈ HK$364,336/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,662,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,702
−HK$10,303/mo
▼ 0.25% · 3.875%
HK$195,816
−HK$5,189/mo
Today · 4.125%
HK$201,005
baseline
▲ 0.50% · 4.625%
HK$211,600
+HK$10,595/mo
Deposit HK$25.06M · loan HK$37.59M · min. income ≈ HK$402,010/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,662,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,988
−HK$12,542/mo
▼ 0.25% · 3.875%
HK$206,209
−HK$6,321/mo
Today · 4.125%
HK$212,530
baseline
▲ 0.50% · 4.625%
HK$225,461
+HK$12,931/mo
Deposit HK$18.79M · loan HK$43.85M · min. income ≈ HK$425,060/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,662,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,485
−HK$12,020/mo
▼ 0.25% · 3.875%
HK$228,452
−HK$6,053/mo
Today · 4.125%
HK$234,505
baseline
▲ 0.50% · 4.625%
HK$246,866
+HK$12,361/mo
Deposit HK$18.79M · loan HK$43.85M · min. income ≈ HK$469,010/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,662,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,128
−HK$16,124/mo
▼ 0.25% · 3.875%
HK$265,126
−HK$8,126/mo
Today · 4.125%
HK$273,252
baseline
▲ 0.50% · 4.625%
HK$289,879
+HK$16,627/mo
Deposit HK$6.26M · loan HK$56.38M · min. income ≈ HK$546,504/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,662,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,052
−HK$15,455/mo
▼ 0.25% · 3.875%
HK$293,724
−HK$7,783/mo
Today · 4.125%
HK$301,507
baseline
▲ 0.50% · 4.625%
HK$317,400
+HK$15,893/mo
Deposit HK$6.26M · loan HK$56.38M · min. income ≈ HK$603,014/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,662,455 · Scale 2, in force from 26 Feb 2026)