LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,286
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,730
−HK$452/mo
Today · 4.125%
HK$15,182
baseline
▲ 0.50% · 4.625%
HK$16,106
+HK$924/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,364/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$161,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,893
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,319
−HK$433/mo
Today · 4.125%
HK$16,752
baseline
▲ 0.50% · 4.625%
HK$17,635
+HK$883/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,504/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$161,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,143
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,676
−HK$542/mo
Today · 4.125%
HK$18,218
baseline
▲ 0.50% · 4.625%
HK$19,327
+HK$1,109/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$36,436/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,072
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,583
−HK$519/mo
Today · 4.125%
HK$20,102
baseline
▲ 0.50% · 4.625%
HK$21,162
+HK$1,060/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$40,204/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,000
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,623
−HK$632/mo
Today · 4.125%
HK$21,255
baseline
▲ 0.50% · 4.625%
HK$22,548
+HK$1,293/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$42,510/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,250
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,847
−HK$605/mo
Today · 4.125%
HK$23,452
baseline
▲ 0.50% · 4.625%
HK$24,689
+HK$1,237/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$46,904/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,715
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,515
−HK$812/mo
Today · 4.125%
HK$27,327
baseline
▲ 0.50% · 4.625%
HK$28,990
+HK$1,663/mo
Deposit HK$627K · loan HK$5.64M · min. income ≈ HK$54,654/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$161,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,607
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,375
−HK$778/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,742
+HK$1,589/mo
Deposit HK$627K · loan HK$5.64M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$161,509 · Scale 2, in force from 26 Feb 2026)