LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,881
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$147,325
−HK$4,515/mo
Today · 4.125%
HK$151,840
baseline
▲ 0.50% · 4.625%
HK$161,080
+HK$9,240/mo
Deposit HK$31.33M · loan HK$31.33M · min. income ≈ HK$303,680/mo (50% DSR)
Upfront cash ≈ HK$33.99M (deposit + AVD stamp duty HK$2,663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,953
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$163,216
−HK$4,325/mo
Today · 4.125%
HK$167,541
baseline
▲ 0.50% · 4.625%
HK$176,372
+HK$8,831/mo
Deposit HK$31.33M · loan HK$31.33M · min. income ≈ HK$335,082/mo (50% DSR)
Upfront cash ≈ HK$33.99M (deposit + AVD stamp duty HK$2,663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,457
−HK$10,752/mo
▼ 0.25% · 3.875%
HK$176,790
−HK$5,419/mo
Today · 4.125%
HK$182,209
baseline
▲ 0.50% · 4.625%
HK$193,296
+HK$11,087/mo
Deposit HK$25.06M · loan HK$37.60M · min. income ≈ HK$364,418/mo (50% DSR)
Upfront cash ≈ HK$27.73M (deposit + AVD stamp duty HK$2,663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,744
−HK$10,305/mo
▼ 0.25% · 3.875%
HK$195,860
−HK$5,189/mo
Today · 4.125%
HK$201,049
baseline
▲ 0.50% · 4.625%
HK$211,647
+HK$10,598/mo
Deposit HK$25.06M · loan HK$37.60M · min. income ≈ HK$402,098/mo (50% DSR)
Upfront cash ≈ HK$27.73M (deposit + AVD stamp duty HK$2,663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,033
−HK$12,544/mo
▼ 0.25% · 3.875%
HK$206,255
−HK$6,322/mo
Today · 4.125%
HK$212,577
baseline
▲ 0.50% · 4.625%
HK$225,511
+HK$12,934/mo
Deposit HK$18.80M · loan HK$43.86M · min. income ≈ HK$425,154/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,535
−HK$12,022/mo
▼ 0.25% · 3.875%
HK$228,503
−HK$6,054/mo
Today · 4.125%
HK$234,557
baseline
▲ 0.50% · 4.625%
HK$246,921
+HK$12,364/mo
Deposit HK$18.80M · loan HK$43.86M · min. income ≈ HK$469,114/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,185
−HK$16,128/mo
▼ 0.25% · 3.875%
HK$265,185
−HK$8,128/mo
Today · 4.125%
HK$273,313
baseline
▲ 0.50% · 4.625%
HK$289,943
+HK$16,630/mo
Deposit HK$6.27M · loan HK$56.39M · min. income ≈ HK$546,626/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,116
−HK$15,458/mo
▼ 0.25% · 3.875%
HK$293,789
−HK$7,785/mo
Today · 4.125%
HK$301,574
baseline
▲ 0.50% · 4.625%
HK$317,470
+HK$15,896/mo
Deposit HK$6.27M · loan HK$56.39M · min. income ≈ HK$603,148/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,663,046 · Scale 2, in force from 26 Feb 2026)