LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,883
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$147,328
−HK$4,515/mo
Today · 4.125%
HK$151,843
baseline
▲ 0.50% · 4.625%
HK$161,082
+HK$9,239/mo
Deposit HK$31.33M · loan HK$31.33M · min. income ≈ HK$303,686/mo (50% DSR)
Upfront cash ≈ HK$33.99M (deposit + AVD stamp duty HK$2,663,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,956
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$163,219
−HK$4,325/mo
Today · 4.125%
HK$167,544
baseline
▲ 0.50% · 4.625%
HK$176,375
+HK$8,831/mo
Deposit HK$31.33M · loan HK$31.33M · min. income ≈ HK$335,088/mo (50% DSR)
Upfront cash ≈ HK$33.99M (deposit + AVD stamp duty HK$2,663,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,460
−HK$10,752/mo
▼ 0.25% · 3.875%
HK$176,793
−HK$5,419/mo
Today · 4.125%
HK$182,212
baseline
▲ 0.50% · 4.625%
HK$193,299
+HK$11,087/mo
Deposit HK$25.06M · loan HK$37.60M · min. income ≈ HK$364,424/mo (50% DSR)
Upfront cash ≈ HK$27.73M (deposit + AVD stamp duty HK$2,663,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,747
−HK$10,306/mo
▼ 0.25% · 3.875%
HK$195,863
−HK$5,190/mo
Today · 4.125%
HK$201,053
baseline
▲ 0.50% · 4.625%
HK$211,650
+HK$10,597/mo
Deposit HK$25.06M · loan HK$37.60M · min. income ≈ HK$402,106/mo (50% DSR)
Upfront cash ≈ HK$27.73M (deposit + AVD stamp duty HK$2,663,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,036
−HK$12,544/mo
▼ 0.25% · 3.875%
HK$206,259
−HK$6,321/mo
Today · 4.125%
HK$212,580
baseline
▲ 0.50% · 4.625%
HK$225,515
+HK$12,935/mo
Deposit HK$18.80M · loan HK$43.86M · min. income ≈ HK$425,160/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,663,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,538
−HK$12,023/mo
▼ 0.25% · 3.875%
HK$228,507
−HK$6,054/mo
Today · 4.125%
HK$234,561
baseline
▲ 0.50% · 4.625%
HK$246,925
+HK$12,364/mo
Deposit HK$18.80M · loan HK$43.86M · min. income ≈ HK$469,122/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,663,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,189
−HK$16,129/mo
▼ 0.25% · 3.875%
HK$265,190
−HK$8,128/mo
Today · 4.125%
HK$273,318
baseline
▲ 0.50% · 4.625%
HK$289,948
+HK$16,630/mo
Deposit HK$6.27M · loan HK$56.39M · min. income ≈ HK$546,636/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,663,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,121
−HK$15,458/mo
▼ 0.25% · 3.875%
HK$293,794
−HK$7,785/mo
Today · 4.125%
HK$301,579
baseline
▲ 0.50% · 4.625%
HK$317,476
+HK$15,897/mo
Deposit HK$6.27M · loan HK$56.39M · min. income ≈ HK$603,158/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,663,091 · Scale 2, in force from 26 Feb 2026)