LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,916
−HK$8,962/mo
▼ 0.25% · 3.875%
HK$147,361
−HK$4,517/mo
Today · 4.125%
HK$151,878
baseline
▲ 0.50% · 4.625%
HK$161,119
+HK$9,241/mo
Deposit HK$31.34M · loan HK$31.34M · min. income ≈ HK$303,756/mo (50% DSR)
Upfront cash ≈ HK$34.00M (deposit + AVD stamp duty HK$2,663,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,992
−HK$8,590/mo
▼ 0.25% · 3.875%
HK$163,257
−HK$4,325/mo
Today · 4.125%
HK$167,582
baseline
▲ 0.50% · 4.625%
HK$176,416
+HK$8,834/mo
Deposit HK$31.34M · loan HK$31.34M · min. income ≈ HK$335,164/mo (50% DSR)
Upfront cash ≈ HK$34.00M (deposit + AVD stamp duty HK$2,663,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,499
−HK$10,755/mo
▼ 0.25% · 3.875%
HK$176,834
−HK$5,420/mo
Today · 4.125%
HK$182,254
baseline
▲ 0.50% · 4.625%
HK$193,343
+HK$11,089/mo
Deposit HK$25.07M · loan HK$37.61M · min. income ≈ HK$364,508/mo (50% DSR)
Upfront cash ≈ HK$27.73M (deposit + AVD stamp duty HK$2,663,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,791
−HK$10,308/mo
▼ 0.25% · 3.875%
HK$195,908
−HK$5,191/mo
Today · 4.125%
HK$201,099
baseline
▲ 0.50% · 4.625%
HK$211,699
+HK$10,600/mo
Deposit HK$25.07M · loan HK$37.61M · min. income ≈ HK$402,198/mo (50% DSR)
Upfront cash ≈ HK$27.73M (deposit + AVD stamp duty HK$2,663,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,082
−HK$12,547/mo
▼ 0.25% · 3.875%
HK$206,306
−HK$6,323/mo
Today · 4.125%
HK$212,629
baseline
▲ 0.50% · 4.625%
HK$225,567
+HK$12,938/mo
Deposit HK$18.80M · loan HK$43.87M · min. income ≈ HK$425,258/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,663,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,589
−HK$12,026/mo
▼ 0.25% · 3.875%
HK$228,559
−HK$6,056/mo
Today · 4.125%
HK$234,615
baseline
▲ 0.50% · 4.625%
HK$246,982
+HK$12,367/mo
Deposit HK$18.80M · loan HK$43.87M · min. income ≈ HK$469,230/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,663,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,249
−HK$16,131/mo
▼ 0.25% · 3.875%
HK$265,250
−HK$8,130/mo
Today · 4.125%
HK$273,380
baseline
▲ 0.50% · 4.625%
HK$290,015
+HK$16,635/mo
Deposit HK$6.27M · loan HK$56.41M · min. income ≈ HK$546,760/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,663,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,186
−HK$15,462/mo
▼ 0.25% · 3.875%
HK$293,862
−HK$7,786/mo
Today · 4.125%
HK$301,648
baseline
▲ 0.50% · 4.625%
HK$317,548
+HK$15,900/mo
Deposit HK$6.27M · loan HK$56.41M · min. income ≈ HK$603,296/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,663,702 · Scale 2, in force from 26 Feb 2026)