LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,293
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,737
−HK$452/mo
Today · 4.125%
HK$15,189
baseline
▲ 0.50% · 4.625%
HK$16,113
+HK$924/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,378/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,900
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,327
−HK$432/mo
Today · 4.125%
HK$16,759
baseline
▲ 0.50% · 4.625%
HK$17,643
+HK$884/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,518/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,151
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,685
−HK$542/mo
Today · 4.125%
HK$18,227
baseline
▲ 0.50% · 4.625%
HK$19,336
+HK$1,109/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$36,454/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,080
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,592
−HK$519/mo
Today · 4.125%
HK$20,111
baseline
▲ 0.50% · 4.625%
HK$21,171
+HK$1,060/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$40,222/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,010
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,632
−HK$632/mo
Today · 4.125%
HK$21,264
baseline
▲ 0.50% · 4.625%
HK$22,558
+HK$1,294/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$42,528/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,260
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,857
−HK$606/mo
Today · 4.125%
HK$23,463
baseline
▲ 0.50% · 4.625%
HK$24,700
+HK$1,237/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$46,926/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,727
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,527
−HK$813/mo
Today · 4.125%
HK$27,340
baseline
▲ 0.50% · 4.625%
HK$29,003
+HK$1,663/mo
Deposit HK$627K · loan HK$5.64M · min. income ≈ HK$54,680/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,621
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,388
−HK$779/mo
Today · 4.125%
HK$30,167
baseline
▲ 0.50% · 4.625%
HK$31,757
+HK$1,590/mo
Deposit HK$627K · loan HK$5.64M · min. income ≈ HK$60,334/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$161,795 · Scale 2, in force from 26 Feb 2026)