LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,931
−HK$8,963/mo
▼ 0.25% · 3.875%
HK$147,377
−HK$4,517/mo
Today · 4.125%
HK$151,894
baseline
▲ 0.50% · 4.625%
HK$161,136
+HK$9,242/mo
Deposit HK$31.34M · loan HK$31.34M · min. income ≈ HK$303,788/mo (50% DSR)
Upfront cash ≈ HK$34.00M (deposit + AVD stamp duty HK$2,663,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,009
−HK$8,591/mo
▼ 0.25% · 3.875%
HK$163,274
−HK$4,326/mo
Today · 4.125%
HK$167,600
baseline
▲ 0.50% · 4.625%
HK$176,434
+HK$8,834/mo
Deposit HK$31.34M · loan HK$31.34M · min. income ≈ HK$335,200/mo (50% DSR)
Upfront cash ≈ HK$34.00M (deposit + AVD stamp duty HK$2,663,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,517
−HK$10,756/mo
▼ 0.25% · 3.875%
HK$176,852
−HK$5,421/mo
Today · 4.125%
HK$182,273
baseline
▲ 0.50% · 4.625%
HK$193,363
+HK$11,090/mo
Deposit HK$25.07M · loan HK$37.61M · min. income ≈ HK$364,546/mo (50% DSR)
Upfront cash ≈ HK$27.74M (deposit + AVD stamp duty HK$2,663,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,811
−HK$10,309/mo
▼ 0.25% · 3.875%
HK$195,928
−HK$5,192/mo
Today · 4.125%
HK$201,120
baseline
▲ 0.50% · 4.625%
HK$211,721
+HK$10,601/mo
Deposit HK$25.07M · loan HK$37.61M · min. income ≈ HK$402,240/mo (50% DSR)
Upfront cash ≈ HK$27.74M (deposit + AVD stamp duty HK$2,663,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,103
−HK$12,548/mo
▼ 0.25% · 3.875%
HK$206,327
−HK$6,324/mo
Today · 4.125%
HK$212,651
baseline
▲ 0.50% · 4.625%
HK$225,591
+HK$12,940/mo
Deposit HK$18.80M · loan HK$43.88M · min. income ≈ HK$425,302/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,663,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,613
−HK$12,027/mo
▼ 0.25% · 3.875%
HK$228,583
−HK$6,057/mo
Today · 4.125%
HK$234,640
baseline
▲ 0.50% · 4.625%
HK$247,008
+HK$12,368/mo
Deposit HK$18.80M · loan HK$43.88M · min. income ≈ HK$469,280/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,663,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,275
−HK$16,134/mo
▼ 0.25% · 3.875%
HK$265,278
−HK$8,131/mo
Today · 4.125%
HK$273,409
baseline
▲ 0.50% · 4.625%
HK$290,045
+HK$16,636/mo
Deposit HK$6.27M · loan HK$56.41M · min. income ≈ HK$546,818/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,663,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,216
−HK$15,464/mo
▼ 0.25% · 3.875%
HK$293,892
−HK$7,788/mo
Today · 4.125%
HK$301,680
baseline
▲ 0.50% · 4.625%
HK$317,582
+HK$15,902/mo
Deposit HK$6.27M · loan HK$56.41M · min. income ≈ HK$603,360/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,663,980 · Scale 2, in force from 26 Feb 2026)