LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,294
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,739
−HK$451/mo
Today · 4.125%
HK$15,190
baseline
▲ 0.50% · 4.625%
HK$16,115
+HK$925/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,380/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$161,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,902
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,328
−HK$433/mo
Today · 4.125%
HK$16,761
baseline
▲ 0.50% · 4.625%
HK$17,645
+HK$884/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,522/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$161,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,153
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,686
−HK$542/mo
Today · 4.125%
HK$18,228
baseline
▲ 0.50% · 4.625%
HK$19,338
+HK$1,110/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$36,456/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,082
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,594
−HK$519/mo
Today · 4.125%
HK$20,113
baseline
▲ 0.50% · 4.625%
HK$21,174
+HK$1,061/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$40,226/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,012
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,634
−HK$633/mo
Today · 4.125%
HK$21,267
baseline
▲ 0.50% · 4.625%
HK$22,561
+HK$1,294/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$42,534/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,263
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,860
−HK$606/mo
Today · 4.125%
HK$23,466
baseline
▲ 0.50% · 4.625%
HK$24,702
+HK$1,236/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$46,932/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,729
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,530
−HK$813/mo
Today · 4.125%
HK$27,343
baseline
▲ 0.50% · 4.625%
HK$29,006
+HK$1,663/mo
Deposit HK$627K · loan HK$5.64M · min. income ≈ HK$54,686/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$161,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,624
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,391
−HK$779/mo
Today · 4.125%
HK$30,170
baseline
▲ 0.50% · 4.625%
HK$31,760
+HK$1,590/mo
Deposit HK$627K · loan HK$5.64M · min. income ≈ HK$60,340/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$161,862 · Scale 2, in force from 26 Feb 2026)