LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,296
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,741
−HK$451/mo
Today · 4.125%
HK$15,192
baseline
▲ 0.50% · 4.625%
HK$16,117
+HK$925/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,384/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$161,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,904
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,331
−HK$432/mo
Today · 4.125%
HK$16,763
baseline
▲ 0.50% · 4.625%
HK$17,647
+HK$884/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,526/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$161,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,155
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,689
−HK$542/mo
Today · 4.125%
HK$18,231
baseline
▲ 0.50% · 4.625%
HK$19,340
+HK$1,109/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$36,462/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,085
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,597
−HK$519/mo
Today · 4.125%
HK$20,116
baseline
▲ 0.50% · 4.625%
HK$21,176
+HK$1,060/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$40,232/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,014
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,637
−HK$632/mo
Today · 4.125%
HK$21,269
baseline
▲ 0.50% · 4.625%
HK$22,564
+HK$1,295/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$42,538/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,266
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,863
−HK$606/mo
Today · 4.125%
HK$23,469
baseline
▲ 0.50% · 4.625%
HK$24,706
+HK$1,237/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$46,938/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,733
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,533
−HK$813/mo
Today · 4.125%
HK$27,346
baseline
▲ 0.50% · 4.625%
HK$29,010
+HK$1,664/mo
Deposit HK$627K · loan HK$5.64M · min. income ≈ HK$54,692/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$161,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,627
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,395
−HK$779/mo
Today · 4.125%
HK$30,174
baseline
▲ 0.50% · 4.625%
HK$31,764
+HK$1,590/mo
Deposit HK$627K · loan HK$5.64M · min. income ≈ HK$60,348/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$161,943 · Scale 2, in force from 26 Feb 2026)