LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,962
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,409
−HK$4,518/mo
Today · 4.125%
HK$151,927
baseline
▲ 0.50% · 4.625%
HK$161,172
+HK$9,245/mo
Deposit HK$31.35M · loan HK$31.35M · min. income ≈ HK$303,854/mo (50% DSR)
Upfront cash ≈ HK$34.01M (deposit + AVD stamp duty HK$2,664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,044
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$163,309
−HK$4,328/mo
Today · 4.125%
HK$167,637
baseline
▲ 0.50% · 4.625%
HK$176,473
+HK$8,836/mo
Deposit HK$31.35M · loan HK$31.35M · min. income ≈ HK$335,274/mo (50% DSR)
Upfront cash ≈ HK$34.01M (deposit + AVD stamp duty HK$2,664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,555
−HK$10,758/mo
▼ 0.25% · 3.875%
HK$176,891
−HK$5,422/mo
Today · 4.125%
HK$182,313
baseline
▲ 0.50% · 4.625%
HK$193,406
+HK$11,093/mo
Deposit HK$25.08M · loan HK$37.62M · min. income ≈ HK$364,626/mo (50% DSR)
Upfront cash ≈ HK$27.74M (deposit + AVD stamp duty HK$2,664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,853
−HK$10,311/mo
▼ 0.25% · 3.875%
HK$195,971
−HK$5,193/mo
Today · 4.125%
HK$201,164
baseline
▲ 0.50% · 4.625%
HK$211,768
+HK$10,604/mo
Deposit HK$25.08M · loan HK$37.62M · min. income ≈ HK$402,328/mo (50% DSR)
Upfront cash ≈ HK$27.74M (deposit + AVD stamp duty HK$2,664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,147
−HK$12,551/mo
▼ 0.25% · 3.875%
HK$206,373
−HK$6,325/mo
Today · 4.125%
HK$212,698
baseline
▲ 0.50% · 4.625%
HK$225,640
+HK$12,942/mo
Deposit HK$18.81M · loan HK$43.89M · min. income ≈ HK$425,396/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,662
−HK$12,029/mo
▼ 0.25% · 3.875%
HK$228,633
−HK$6,058/mo
Today · 4.125%
HK$234,691
baseline
▲ 0.50% · 4.625%
HK$247,062
+HK$12,371/mo
Deposit HK$18.81M · loan HK$43.89M · min. income ≈ HK$469,382/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,332
−HK$16,137/mo
▼ 0.25% · 3.875%
HK$265,336
−HK$8,133/mo
Today · 4.125%
HK$273,469
baseline
▲ 0.50% · 4.625%
HK$290,109
+HK$16,640/mo
Deposit HK$6.27M · loan HK$56.43M · min. income ≈ HK$546,938/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,279
−HK$15,467/mo
▼ 0.25% · 3.875%
HK$293,957
−HK$7,789/mo
Today · 4.125%
HK$301,746
baseline
▲ 0.50% · 4.625%
HK$317,651
+HK$15,905/mo
Deposit HK$6.27M · loan HK$56.43M · min. income ≈ HK$603,492/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,664,565 · Scale 2, in force from 26 Feb 2026)