LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,974
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$147,421
−HK$4,519/mo
Today · 4.125%
HK$151,940
baseline
▲ 0.50% · 4.625%
HK$161,185
+HK$9,245/mo
Deposit HK$31.35M · loan HK$31.35M · min. income ≈ HK$303,880/mo (50% DSR)
Upfront cash ≈ HK$34.02M (deposit + AVD stamp duty HK$2,664,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,057
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$163,323
−HK$4,328/mo
Today · 4.125%
HK$167,651
baseline
▲ 0.50% · 4.625%
HK$176,488
+HK$8,837/mo
Deposit HK$31.35M · loan HK$31.35M · min. income ≈ HK$335,302/mo (50% DSR)
Upfront cash ≈ HK$34.02M (deposit + AVD stamp duty HK$2,664,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,569
−HK$10,759/mo
▼ 0.25% · 3.875%
HK$176,906
−HK$5,422/mo
Today · 4.125%
HK$182,328
baseline
▲ 0.50% · 4.625%
HK$193,422
+HK$11,094/mo
Deposit HK$25.08M · loan HK$37.62M · min. income ≈ HK$364,656/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,664,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,869
−HK$10,312/mo
▼ 0.25% · 3.875%
HK$195,988
−HK$5,193/mo
Today · 4.125%
HK$201,181
baseline
▲ 0.50% · 4.625%
HK$211,785
+HK$10,604/mo
Deposit HK$25.08M · loan HK$37.62M · min. income ≈ HK$402,362/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,664,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,164
−HK$12,552/mo
▼ 0.25% · 3.875%
HK$206,390
−HK$6,326/mo
Today · 4.125%
HK$212,716
baseline
▲ 0.50% · 4.625%
HK$225,659
+HK$12,943/mo
Deposit HK$18.81M · loan HK$43.89M · min. income ≈ HK$425,432/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,664,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,680
−HK$12,031/mo
▼ 0.25% · 3.875%
HK$228,652
−HK$6,059/mo
Today · 4.125%
HK$234,711
baseline
▲ 0.50% · 4.625%
HK$247,083
+HK$12,372/mo
Deposit HK$18.81M · loan HK$43.89M · min. income ≈ HK$469,422/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,664,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,353
−HK$16,139/mo
▼ 0.25% · 3.875%
HK$265,358
−HK$8,134/mo
Today · 4.125%
HK$273,492
baseline
▲ 0.50% · 4.625%
HK$290,133
+HK$16,641/mo
Deposit HK$6.27M · loan HK$56.43M · min. income ≈ HK$546,984/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,664,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,303
−HK$15,468/mo
▼ 0.25% · 3.875%
HK$293,981
−HK$7,790/mo
Today · 4.125%
HK$301,771
baseline
▲ 0.50% · 4.625%
HK$317,678
+HK$15,907/mo
Deposit HK$6.27M · loan HK$56.43M · min. income ≈ HK$603,542/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,664,787 · Scale 2, in force from 26 Feb 2026)