LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,298
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,742
−HK$452/mo
Today · 4.125%
HK$15,194
baseline
▲ 0.50% · 4.625%
HK$16,119
+HK$925/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,388/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$162,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,906
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,333
−HK$432/mo
Today · 4.125%
HK$16,765
baseline
▲ 0.50% · 4.625%
HK$17,649
+HK$884/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,530/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$162,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,157
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,691
−HK$542/mo
Today · 4.125%
HK$18,233
baseline
▲ 0.50% · 4.625%
HK$19,342
+HK$1,109/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$36,466/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$162,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,087
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,599
−HK$519/mo
Today · 4.125%
HK$20,118
baseline
▲ 0.50% · 4.625%
HK$21,179
+HK$1,061/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$40,236/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$162,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,017
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,639
−HK$633/mo
Today · 4.125%
HK$21,272
baseline
▲ 0.50% · 4.625%
HK$22,566
+HK$1,294/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$42,544/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$162,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,268
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,866
−HK$605/mo
Today · 4.125%
HK$23,471
baseline
▲ 0.50% · 4.625%
HK$24,709
+HK$1,238/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$46,942/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$162,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,736
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,536
−HK$814/mo
Today · 4.125%
HK$27,350
baseline
▲ 0.50% · 4.625%
HK$29,014
+HK$1,664/mo
Deposit HK$627K · loan HK$5.64M · min. income ≈ HK$54,700/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$162,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,631
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,399
−HK$779/mo
Today · 4.125%
HK$30,178
baseline
▲ 0.50% · 4.625%
HK$31,768
+HK$1,590/mo
Deposit HK$627K · loan HK$5.64M · min. income ≈ HK$60,356/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$162,018 · Scale 2, in force from 26 Feb 2026)