LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,983
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$147,430
−HK$4,519/mo
Today · 4.125%
HK$151,949
baseline
▲ 0.50% · 4.625%
HK$161,195
+HK$9,246/mo
Deposit HK$31.35M · loan HK$31.35M · min. income ≈ HK$303,898/mo (50% DSR)
Upfront cash ≈ HK$34.02M (deposit + AVD stamp duty HK$2,664,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,067
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$163,333
−HK$4,328/mo
Today · 4.125%
HK$167,661
baseline
▲ 0.50% · 4.625%
HK$176,499
+HK$8,838/mo
Deposit HK$31.35M · loan HK$31.35M · min. income ≈ HK$335,322/mo (50% DSR)
Upfront cash ≈ HK$34.02M (deposit + AVD stamp duty HK$2,664,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,579
−HK$10,760/mo
▼ 0.25% · 3.875%
HK$176,917
−HK$5,422/mo
Today · 4.125%
HK$182,339
baseline
▲ 0.50% · 4.625%
HK$193,434
+HK$11,095/mo
Deposit HK$25.08M · loan HK$37.62M · min. income ≈ HK$364,678/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,664,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,880
−HK$10,313/mo
▼ 0.25% · 3.875%
HK$196,000
−HK$5,193/mo
Today · 4.125%
HK$201,193
baseline
▲ 0.50% · 4.625%
HK$211,798
+HK$10,605/mo
Deposit HK$25.08M · loan HK$37.62M · min. income ≈ HK$402,386/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,664,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,176
−HK$12,553/mo
▼ 0.25% · 3.875%
HK$206,403
−HK$6,326/mo
Today · 4.125%
HK$212,729
baseline
▲ 0.50% · 4.625%
HK$225,673
+HK$12,944/mo
Deposit HK$18.81M · loan HK$43.89M · min. income ≈ HK$425,458/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,664,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,694
−HK$12,031/mo
▼ 0.25% · 3.875%
HK$228,666
−HK$6,059/mo
Today · 4.125%
HK$234,725
baseline
▲ 0.50% · 4.625%
HK$247,098
+HK$12,373/mo
Deposit HK$18.81M · loan HK$43.89M · min. income ≈ HK$469,450/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,664,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,369
−HK$16,139/mo
▼ 0.25% · 3.875%
HK$265,375
−HK$8,133/mo
Today · 4.125%
HK$273,508
baseline
▲ 0.50% · 4.625%
HK$290,151
+HK$16,643/mo
Deposit HK$6.27M · loan HK$56.43M · min. income ≈ HK$547,016/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,664,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,321
−HK$15,469/mo
▼ 0.25% · 3.875%
HK$294,000
−HK$7,790/mo
Today · 4.125%
HK$301,790
baseline
▲ 0.50% · 4.625%
HK$317,697
+HK$15,907/mo
Deposit HK$6.27M · loan HK$56.43M · min. income ≈ HK$603,580/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,664,951 · Scale 2, in force from 26 Feb 2026)