LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,028
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$147,477
−HK$4,520/mo
Today · 4.125%
HK$151,997
baseline
▲ 0.50% · 4.625%
HK$161,246
+HK$9,249/mo
Deposit HK$31.36M · loan HK$31.36M · min. income ≈ HK$303,994/mo (50% DSR)
Upfront cash ≈ HK$34.03M (deposit + AVD stamp duty HK$2,665,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,118
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,385
−HK$4,329/mo
Today · 4.125%
HK$167,714
baseline
▲ 0.50% · 4.625%
HK$176,555
+HK$8,841/mo
Deposit HK$31.36M · loan HK$31.36M · min. income ≈ HK$335,428/mo (50% DSR)
Upfront cash ≈ HK$34.03M (deposit + AVD stamp duty HK$2,665,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,634
−HK$10,763/mo
▼ 0.25% · 3.875%
HK$176,973
−HK$5,424/mo
Today · 4.125%
HK$182,397
baseline
▲ 0.50% · 4.625%
HK$193,495
+HK$11,098/mo
Deposit HK$25.09M · loan HK$37.63M · min. income ≈ HK$364,794/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,665,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,941
−HK$10,316/mo
▼ 0.25% · 3.875%
HK$196,062
−HK$5,195/mo
Today · 4.125%
HK$201,257
baseline
▲ 0.50% · 4.625%
HK$211,866
+HK$10,609/mo
Deposit HK$25.09M · loan HK$37.63M · min. income ≈ HK$402,514/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,665,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,240
−HK$12,556/mo
▼ 0.25% · 3.875%
HK$206,468
−HK$6,328/mo
Today · 4.125%
HK$212,796
baseline
▲ 0.50% · 4.625%
HK$225,745
+HK$12,949/mo
Deposit HK$18.82M · loan HK$43.91M · min. income ≈ HK$425,592/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,665,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,765
−HK$12,035/mo
▼ 0.25% · 3.875%
HK$228,739
−HK$6,061/mo
Today · 4.125%
HK$234,800
baseline
▲ 0.50% · 4.625%
HK$247,176
+HK$12,376/mo
Deposit HK$18.82M · loan HK$43.91M · min. income ≈ HK$469,600/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,665,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,451
−HK$16,144/mo
▼ 0.25% · 3.875%
HK$265,459
−HK$8,136/mo
Today · 4.125%
HK$273,595
baseline
▲ 0.50% · 4.625%
HK$290,243
+HK$16,648/mo
Deposit HK$6.27M · loan HK$56.45M · min. income ≈ HK$547,190/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,665,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,412
−HK$15,474/mo
▼ 0.25% · 3.875%
HK$294,093
−HK$7,793/mo
Today · 4.125%
HK$301,886
baseline
▲ 0.50% · 4.625%
HK$317,798
+HK$15,912/mo
Deposit HK$6.27M · loan HK$56.45M · min. income ≈ HK$603,772/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,665,798 · Scale 2, in force from 26 Feb 2026)