LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,036
−HK$8,970/mo
▼ 0.25% · 3.875%
HK$147,485
−HK$4,521/mo
Today · 4.125%
HK$152,006
baseline
▲ 0.50% · 4.625%
HK$161,255
+HK$9,249/mo
Deposit HK$31.36M · loan HK$31.36M · min. income ≈ HK$304,012/mo (50% DSR)
Upfront cash ≈ HK$34.03M (deposit + AVD stamp duty HK$2,665,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,126
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$163,394
−HK$4,329/mo
Today · 4.125%
HK$167,723
baseline
▲ 0.50% · 4.625%
HK$176,564
+HK$8,841/mo
Deposit HK$31.36M · loan HK$31.36M · min. income ≈ HK$335,446/mo (50% DSR)
Upfront cash ≈ HK$34.03M (deposit + AVD stamp duty HK$2,665,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,643
−HK$10,764/mo
▼ 0.25% · 3.875%
HK$176,982
−HK$5,425/mo
Today · 4.125%
HK$182,407
baseline
▲ 0.50% · 4.625%
HK$193,506
+HK$11,099/mo
Deposit HK$25.09M · loan HK$37.64M · min. income ≈ HK$364,814/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,665,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,951
−HK$10,317/mo
▼ 0.25% · 3.875%
HK$196,072
−HK$5,196/mo
Today · 4.125%
HK$201,268
baseline
▲ 0.50% · 4.625%
HK$211,877
+HK$10,609/mo
Deposit HK$25.09M · loan HK$37.64M · min. income ≈ HK$402,536/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,665,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,250
−HK$12,558/mo
▼ 0.25% · 3.875%
HK$206,479
−HK$6,329/mo
Today · 4.125%
HK$212,808
baseline
▲ 0.50% · 4.625%
HK$225,757
+HK$12,949/mo
Deposit HK$18.82M · loan HK$43.91M · min. income ≈ HK$425,616/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,665,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,776
−HK$12,036/mo
▼ 0.25% · 3.875%
HK$228,751
−HK$6,061/mo
Today · 4.125%
HK$234,812
baseline
▲ 0.50% · 4.625%
HK$247,190
+HK$12,378/mo
Deposit HK$18.82M · loan HK$43.91M · min. income ≈ HK$469,624/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,665,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,465
−HK$16,145/mo
▼ 0.25% · 3.875%
HK$265,473
−HK$8,137/mo
Today · 4.125%
HK$273,610
baseline
▲ 0.50% · 4.625%
HK$290,258
+HK$16,648/mo
Deposit HK$6.27M · loan HK$56.46M · min. income ≈ HK$547,220/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,665,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,427
−HK$15,475/mo
▼ 0.25% · 3.875%
HK$294,109
−HK$7,793/mo
Today · 4.125%
HK$301,902
baseline
▲ 0.50% · 4.625%
HK$317,815
+HK$15,913/mo
Deposit HK$6.27M · loan HK$56.46M · min. income ≈ HK$603,804/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,665,940 · Scale 2, in force from 26 Feb 2026)