LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,304
−HK$897/mo
▼ 0.25% · 3.875%
HK$14,749
−HK$452/mo
Today · 4.125%
HK$15,201
baseline
▲ 0.50% · 4.625%
HK$16,126
+HK$925/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,402/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$162,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,913
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,340
−HK$433/mo
Today · 4.125%
HK$16,773
baseline
▲ 0.50% · 4.625%
HK$17,657
+HK$884/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,546/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$162,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,165
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,699
−HK$542/mo
Today · 4.125%
HK$18,241
baseline
▲ 0.50% · 4.625%
HK$19,351
+HK$1,110/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$36,482/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$162,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,096
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,608
−HK$519/mo
Today · 4.125%
HK$20,127
baseline
▲ 0.50% · 4.625%
HK$21,188
+HK$1,061/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$40,254/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$162,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,025
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,648
−HK$633/mo
Today · 4.125%
HK$21,281
baseline
▲ 0.50% · 4.625%
HK$22,576
+HK$1,295/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$42,562/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$162,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,278
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,876
−HK$606/mo
Today · 4.125%
HK$23,482
baseline
▲ 0.50% · 4.625%
HK$24,719
+HK$1,237/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$46,964/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$162,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,747
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,548
−HK$814/mo
Today · 4.125%
HK$27,362
baseline
▲ 0.50% · 4.625%
HK$29,026
+HK$1,664/mo
Deposit HK$627K · loan HK$5.65M · min. income ≈ HK$54,724/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$162,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,643
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,411
−HK$780/mo
Today · 4.125%
HK$30,191
baseline
▲ 0.50% · 4.625%
HK$31,782
+HK$1,591/mo
Deposit HK$627K · loan HK$5.65M · min. income ≈ HK$60,382/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$162,293 · Scale 2, in force from 26 Feb 2026)