LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,043
−HK$8,970/mo
▼ 0.25% · 3.875%
HK$147,492
−HK$4,521/mo
Today · 4.125%
HK$152,013
baseline
▲ 0.50% · 4.625%
HK$161,263
+HK$9,250/mo
Deposit HK$31.37M · loan HK$31.37M · min. income ≈ HK$304,026/mo (50% DSR)
Upfront cash ≈ HK$34.03M (deposit + AVD stamp duty HK$2,666,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,134
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$163,402
−HK$4,329/mo
Today · 4.125%
HK$167,731
baseline
▲ 0.50% · 4.625%
HK$176,573
+HK$8,842/mo
Deposit HK$31.37M · loan HK$31.37M · min. income ≈ HK$335,462/mo (50% DSR)
Upfront cash ≈ HK$34.03M (deposit + AVD stamp duty HK$2,666,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,652
−HK$10,764/mo
▼ 0.25% · 3.875%
HK$176,991
−HK$5,425/mo
Today · 4.125%
HK$182,416
baseline
▲ 0.50% · 4.625%
HK$193,515
+HK$11,099/mo
Deposit HK$25.09M · loan HK$37.64M · min. income ≈ HK$364,832/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,666,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,961
−HK$10,317/mo
▼ 0.25% · 3.875%
HK$196,082
−HK$5,196/mo
Today · 4.125%
HK$201,278
baseline
▲ 0.50% · 4.625%
HK$211,887
+HK$10,609/mo
Deposit HK$25.09M · loan HK$37.64M · min. income ≈ HK$402,556/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,666,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,260
−HK$12,558/mo
▼ 0.25% · 3.875%
HK$206,489
−HK$6,329/mo
Today · 4.125%
HK$212,818
baseline
▲ 0.50% · 4.625%
HK$225,768
+HK$12,950/mo
Deposit HK$18.82M · loan HK$43.91M · min. income ≈ HK$425,636/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,666,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,787
−HK$12,037/mo
▼ 0.25% · 3.875%
HK$228,762
−HK$6,062/mo
Today · 4.125%
HK$234,824
baseline
▲ 0.50% · 4.625%
HK$247,202
+HK$12,378/mo
Deposit HK$18.82M · loan HK$43.91M · min. income ≈ HK$469,648/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,666,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,477
−HK$16,146/mo
▼ 0.25% · 3.875%
HK$265,486
−HK$8,137/mo
Today · 4.125%
HK$273,623
baseline
▲ 0.50% · 4.625%
HK$290,273
+HK$16,650/mo
Deposit HK$6.27M · loan HK$56.46M · min. income ≈ HK$547,246/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,666,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,441
−HK$15,476/mo
▼ 0.25% · 3.875%
HK$294,123
−HK$7,794/mo
Today · 4.125%
HK$301,917
baseline
▲ 0.50% · 4.625%
HK$317,831
+HK$15,914/mo
Deposit HK$6.27M · loan HK$56.46M · min. income ≈ HK$603,834/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,666,072 · Scale 2, in force from 26 Feb 2026)