LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,045
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$147,495
−HK$4,521/mo
Today · 4.125%
HK$152,016
baseline
▲ 0.50% · 4.625%
HK$161,265
+HK$9,249/mo
Deposit HK$31.37M · loan HK$31.37M · min. income ≈ HK$304,032/mo (50% DSR)
Upfront cash ≈ HK$34.03M (deposit + AVD stamp duty HK$2,666,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,137
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$163,405
−HK$4,329/mo
Today · 4.125%
HK$167,734
baseline
▲ 0.50% · 4.625%
HK$176,576
+HK$8,842/mo
Deposit HK$31.37M · loan HK$31.37M · min. income ≈ HK$335,468/mo (50% DSR)
Upfront cash ≈ HK$34.03M (deposit + AVD stamp duty HK$2,666,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,655
−HK$10,764/mo
▼ 0.25% · 3.875%
HK$176,994
−HK$5,425/mo
Today · 4.125%
HK$182,419
baseline
▲ 0.50% · 4.625%
HK$193,519
+HK$11,100/mo
Deposit HK$25.09M · loan HK$37.64M · min. income ≈ HK$364,838/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,666,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,964
−HK$10,317/mo
▼ 0.25% · 3.875%
HK$196,086
−HK$5,195/mo
Today · 4.125%
HK$201,281
baseline
▲ 0.50% · 4.625%
HK$211,891
+HK$10,610/mo
Deposit HK$25.09M · loan HK$37.64M · min. income ≈ HK$402,562/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,666,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,264
−HK$12,558/mo
▼ 0.25% · 3.875%
HK$206,493
−HK$6,329/mo
Today · 4.125%
HK$212,822
baseline
▲ 0.50% · 4.625%
HK$225,772
+HK$12,950/mo
Deposit HK$18.82M · loan HK$43.91M · min. income ≈ HK$425,644/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,666,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,791
−HK$12,037/mo
▼ 0.25% · 3.875%
HK$228,766
−HK$6,062/mo
Today · 4.125%
HK$234,828
baseline
▲ 0.50% · 4.625%
HK$247,206
+HK$12,378/mo
Deposit HK$18.82M · loan HK$43.91M · min. income ≈ HK$469,656/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,666,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,482
−HK$16,146/mo
▼ 0.25% · 3.875%
HK$265,491
−HK$8,137/mo
Today · 4.125%
HK$273,628
baseline
▲ 0.50% · 4.625%
HK$290,278
+HK$16,650/mo
Deposit HK$6.27M · loan HK$56.46M · min. income ≈ HK$547,256/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,666,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,446
−HK$15,476/mo
▼ 0.25% · 3.875%
HK$294,128
−HK$7,794/mo
Today · 4.125%
HK$301,922
baseline
▲ 0.50% · 4.625%
HK$317,836
+HK$15,914/mo
Deposit HK$6.27M · loan HK$56.46M · min. income ≈ HK$603,844/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,666,118 · Scale 2, in force from 26 Feb 2026)