LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,072
−HK$8,972/mo
▼ 0.25% · 3.875%
HK$147,523
−HK$4,521/mo
Today · 4.125%
HK$152,044
baseline
▲ 0.50% · 4.625%
HK$161,296
+HK$9,252/mo
Deposit HK$31.37M · loan HK$31.37M · min. income ≈ HK$304,088/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$2,666,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,167
−HK$8,599/mo
▼ 0.25% · 3.875%
HK$163,435
−HK$4,331/mo
Today · 4.125%
HK$167,766
baseline
▲ 0.50% · 4.625%
HK$176,609
+HK$8,843/mo
Deposit HK$31.37M · loan HK$31.37M · min. income ≈ HK$335,532/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$2,666,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,687
−HK$10,766/mo
▼ 0.25% · 3.875%
HK$177,027
−HK$5,426/mo
Today · 4.125%
HK$182,453
baseline
▲ 0.50% · 4.625%
HK$193,555
+HK$11,102/mo
Deposit HK$25.10M · loan HK$37.65M · min. income ≈ HK$364,906/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,666,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,000
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$196,122
−HK$5,197/mo
Today · 4.125%
HK$201,319
baseline
▲ 0.50% · 4.625%
HK$211,931
+HK$10,612/mo
Deposit HK$25.10M · loan HK$37.65M · min. income ≈ HK$402,638/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,666,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,301
−HK$12,561/mo
▼ 0.25% · 3.875%
HK$206,532
−HK$6,330/mo
Today · 4.125%
HK$212,862
baseline
▲ 0.50% · 4.625%
HK$225,814
+HK$12,952/mo
Deposit HK$18.82M · loan HK$43.92M · min. income ≈ HK$425,724/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,666,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,833
−HK$12,039/mo
▼ 0.25% · 3.875%
HK$228,809
−HK$6,063/mo
Today · 4.125%
HK$234,872
baseline
▲ 0.50% · 4.625%
HK$247,253
+HK$12,381/mo
Deposit HK$18.82M · loan HK$43.92M · min. income ≈ HK$469,744/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,666,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,530
−HK$16,150/mo
▼ 0.25% · 3.875%
HK$265,541
−HK$8,139/mo
Today · 4.125%
HK$273,680
baseline
▲ 0.50% · 4.625%
HK$290,332
+HK$16,652/mo
Deposit HK$6.27M · loan HK$56.47M · min. income ≈ HK$547,360/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,666,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,500
−HK$15,479/mo
▼ 0.25% · 3.875%
HK$294,184
−HK$7,795/mo
Today · 4.125%
HK$301,979
baseline
▲ 0.50% · 4.625%
HK$317,896
+HK$15,917/mo
Deposit HK$6.27M · loan HK$56.47M · min. income ≈ HK$603,958/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,666,620 · Scale 2, in force from 26 Feb 2026)