LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,084
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$147,535
−HK$4,522/mo
Today · 4.125%
HK$152,057
baseline
▲ 0.50% · 4.625%
HK$161,309
+HK$9,252/mo
Deposit HK$31.37M · loan HK$31.37M · min. income ≈ HK$304,114/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$2,666,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,180
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$163,449
−HK$4,331/mo
Today · 4.125%
HK$167,780
baseline
▲ 0.50% · 4.625%
HK$176,624
+HK$8,844/mo
Deposit HK$31.37M · loan HK$31.37M · min. income ≈ HK$335,560/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$2,666,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,701
−HK$10,767/mo
▼ 0.25% · 3.875%
HK$177,042
−HK$5,426/mo
Today · 4.125%
HK$182,468
baseline
▲ 0.50% · 4.625%
HK$193,571
+HK$11,103/mo
Deposit HK$25.10M · loan HK$37.65M · min. income ≈ HK$364,936/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,666,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,016
−HK$10,320/mo
▼ 0.25% · 3.875%
HK$196,139
−HK$5,197/mo
Today · 4.125%
HK$201,336
baseline
▲ 0.50% · 4.625%
HK$211,948
+HK$10,612/mo
Deposit HK$25.10M · loan HK$37.65M · min. income ≈ HK$402,672/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,666,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,318
−HK$12,561/mo
▼ 0.25% · 3.875%
HK$206,549
−HK$6,330/mo
Today · 4.125%
HK$212,879
baseline
▲ 0.50% · 4.625%
HK$225,833
+HK$12,954/mo
Deposit HK$18.82M · loan HK$43.92M · min. income ≈ HK$425,758/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,666,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,852
−HK$12,040/mo
▼ 0.25% · 3.875%
HK$228,828
−HK$6,064/mo
Today · 4.125%
HK$234,892
baseline
▲ 0.50% · 4.625%
HK$247,273
+HK$12,381/mo
Deposit HK$18.82M · loan HK$43.92M · min. income ≈ HK$469,784/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,666,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,551
−HK$16,151/mo
▼ 0.25% · 3.875%
HK$265,563
−HK$8,139/mo
Today · 4.125%
HK$273,702
baseline
▲ 0.50% · 4.625%
HK$290,356
+HK$16,654/mo
Deposit HK$6.27M · loan HK$56.47M · min. income ≈ HK$547,404/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,666,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,523
−HK$15,480/mo
▼ 0.25% · 3.875%
HK$294,208
−HK$7,795/mo
Today · 4.125%
HK$302,003
baseline
▲ 0.50% · 4.625%
HK$317,922
+HK$15,919/mo
Deposit HK$6.27M · loan HK$56.47M · min. income ≈ HK$604,006/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,666,839 · Scale 2, in force from 26 Feb 2026)