LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,093
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$147,544
−HK$4,522/mo
Today · 4.125%
HK$152,066
baseline
▲ 0.50% · 4.625%
HK$161,319
+HK$9,253/mo
Deposit HK$31.38M · loan HK$31.38M · min. income ≈ HK$304,132/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$2,667,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,189
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$163,459
−HK$4,331/mo
Today · 4.125%
HK$167,790
baseline
▲ 0.50% · 4.625%
HK$176,634
+HK$8,844/mo
Deposit HK$31.38M · loan HK$31.38M · min. income ≈ HK$335,580/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$2,667,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,711
−HK$10,768/mo
▼ 0.25% · 3.875%
HK$177,053
−HK$5,426/mo
Today · 4.125%
HK$182,479
baseline
▲ 0.50% · 4.625%
HK$193,583
+HK$11,104/mo
Deposit HK$25.10M · loan HK$37.65M · min. income ≈ HK$364,958/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,667,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,027
−HK$10,321/mo
▼ 0.25% · 3.875%
HK$196,150
−HK$5,198/mo
Today · 4.125%
HK$201,348
baseline
▲ 0.50% · 4.625%
HK$211,961
+HK$10,613/mo
Deposit HK$25.10M · loan HK$37.65M · min. income ≈ HK$402,696/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,667,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,330
−HK$12,562/mo
▼ 0.25% · 3.875%
HK$206,561
−HK$6,331/mo
Today · 4.125%
HK$212,892
baseline
▲ 0.50% · 4.625%
HK$225,846
+HK$12,954/mo
Deposit HK$18.83M · loan HK$43.93M · min. income ≈ HK$425,784/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,667,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,865
−HK$12,041/mo
▼ 0.25% · 3.875%
HK$228,842
−HK$6,064/mo
Today · 4.125%
HK$234,906
baseline
▲ 0.50% · 4.625%
HK$247,288
+HK$12,382/mo
Deposit HK$18.83M · loan HK$43.93M · min. income ≈ HK$469,812/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,667,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,567
−HK$16,152/mo
▼ 0.25% · 3.875%
HK$265,579
−HK$8,140/mo
Today · 4.125%
HK$273,719
baseline
▲ 0.50% · 4.625%
HK$290,374
+HK$16,655/mo
Deposit HK$6.28M · loan HK$56.48M · min. income ≈ HK$547,438/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,667,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,541
−HK$15,481/mo
▼ 0.25% · 3.875%
HK$294,226
−HK$7,796/mo
Today · 4.125%
HK$302,022
baseline
▲ 0.50% · 4.625%
HK$317,942
+HK$15,920/mo
Deposit HK$6.28M · loan HK$56.48M · min. income ≈ HK$604,044/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,667,000 · Scale 2, in force from 26 Feb 2026)