LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,118
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$147,570
−HK$4,523/mo
Today · 4.125%
HK$152,093
baseline
▲ 0.50% · 4.625%
HK$161,347
+HK$9,254/mo
Deposit HK$31.38M · loan HK$31.38M · min. income ≈ HK$304,186/mo (50% DSR)
Upfront cash ≈ HK$34.05M (deposit + AVD stamp duty HK$2,667,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,217
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,487
−HK$4,332/mo
Today · 4.125%
HK$167,819
baseline
▲ 0.50% · 4.625%
HK$176,665
+HK$8,846/mo
Deposit HK$31.38M · loan HK$31.38M · min. income ≈ HK$335,638/mo (50% DSR)
Upfront cash ≈ HK$34.05M (deposit + AVD stamp duty HK$2,667,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,741
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$177,084
−HK$5,427/mo
Today · 4.125%
HK$182,511
baseline
▲ 0.50% · 4.625%
HK$193,617
+HK$11,106/mo
Deposit HK$25.11M · loan HK$37.66M · min. income ≈ HK$365,022/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,667,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,061
−HK$10,322/mo
▼ 0.25% · 3.875%
HK$196,185
−HK$5,198/mo
Today · 4.125%
HK$201,383
baseline
▲ 0.50% · 4.625%
HK$211,998
+HK$10,615/mo
Deposit HK$25.11M · loan HK$37.66M · min. income ≈ HK$402,766/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,667,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,365
−HK$12,565/mo
▼ 0.25% · 3.875%
HK$206,598
−HK$6,332/mo
Today · 4.125%
HK$212,930
baseline
▲ 0.50% · 4.625%
HK$225,886
+HK$12,956/mo
Deposit HK$18.83M · loan HK$43.93M · min. income ≈ HK$425,860/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,667,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,904
−HK$12,043/mo
▼ 0.25% · 3.875%
HK$228,882
−HK$6,065/mo
Today · 4.125%
HK$234,947
baseline
▲ 0.50% · 4.625%
HK$247,331
+HK$12,384/mo
Deposit HK$18.83M · loan HK$43.93M · min. income ≈ HK$469,894/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,667,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,612
−HK$16,155/mo
▼ 0.25% · 3.875%
HK$265,625
−HK$8,142/mo
Today · 4.125%
HK$273,767
baseline
▲ 0.50% · 4.625%
HK$290,425
+HK$16,658/mo
Deposit HK$6.28M · loan HK$56.49M · min. income ≈ HK$547,534/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,667,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,591
−HK$15,484/mo
▼ 0.25% · 3.875%
HK$294,277
−HK$7,798/mo
Today · 4.125%
HK$302,075
baseline
▲ 0.50% · 4.625%
HK$317,997
+HK$15,922/mo
Deposit HK$6.28M · loan HK$56.49M · min. income ≈ HK$604,150/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$2,667,468 · Scale 2, in force from 26 Feb 2026)