LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,313
−HK$897/mo
▼ 0.25% · 3.875%
HK$14,758
−HK$452/mo
Today · 4.125%
HK$15,210
baseline
▲ 0.50% · 4.625%
HK$16,136
+HK$926/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,420/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$162,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,923
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,350
−HK$433/mo
Today · 4.125%
HK$16,783
baseline
▲ 0.50% · 4.625%
HK$17,668
+HK$885/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,566/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$162,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,175
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,710
−HK$542/mo
Today · 4.125%
HK$18,252
baseline
▲ 0.50% · 4.625%
HK$19,363
+HK$1,111/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$36,504/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$162,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,107
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,620
−HK$520/mo
Today · 4.125%
HK$20,140
baseline
▲ 0.50% · 4.625%
HK$21,201
+HK$1,061/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$40,280/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$162,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,038
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,661
−HK$633/mo
Today · 4.125%
HK$21,294
baseline
▲ 0.50% · 4.625%
HK$22,590
+HK$1,296/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$42,588/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$162,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,292
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,890
−HK$606/mo
Today · 4.125%
HK$23,496
baseline
▲ 0.50% · 4.625%
HK$24,735
+HK$1,239/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$46,992/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$162,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,763
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,564
−HK$815/mo
Today · 4.125%
HK$27,379
baseline
▲ 0.50% · 4.625%
HK$29,044
+HK$1,665/mo
Deposit HK$628K · loan HK$5.65M · min. income ≈ HK$54,758/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$162,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,661
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,430
−HK$780/mo
Today · 4.125%
HK$30,210
baseline
▲ 0.50% · 4.625%
HK$31,802
+HK$1,592/mo
Deposit HK$628K · loan HK$5.65M · min. income ≈ HK$60,420/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$162,683 · Scale 2, in force from 26 Feb 2026)