LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,314
−HK$897/mo
▼ 0.25% · 3.875%
HK$14,759
−HK$452/mo
Today · 4.125%
HK$15,211
baseline
▲ 0.50% · 4.625%
HK$16,137
+HK$926/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,422/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$162,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,924
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,351
−HK$433/mo
Today · 4.125%
HK$16,784
baseline
▲ 0.50% · 4.625%
HK$17,669
+HK$885/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,568/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$162,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,177
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,711
−HK$543/mo
Today · 4.125%
HK$18,254
baseline
▲ 0.50% · 4.625%
HK$19,364
+HK$1,110/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$36,508/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$162,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,109
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,621
−HK$520/mo
Today · 4.125%
HK$20,141
baseline
▲ 0.50% · 4.625%
HK$21,203
+HK$1,062/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$40,282/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$162,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,039
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,663
−HK$633/mo
Today · 4.125%
HK$21,296
baseline
▲ 0.50% · 4.625%
HK$22,592
+HK$1,296/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$42,592/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$162,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,294
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,892
−HK$606/mo
Today · 4.125%
HK$23,498
baseline
▲ 0.50% · 4.625%
HK$24,737
+HK$1,239/mo
Deposit HK$1.88M · loan HK$4.39M · min. income ≈ HK$46,996/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$162,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,765
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,566
−HK$815/mo
Today · 4.125%
HK$27,381
baseline
▲ 0.50% · 4.625%
HK$29,047
+HK$1,666/mo
Deposit HK$628K · loan HK$5.65M · min. income ≈ HK$54,762/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$162,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,663
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,432
−HK$780/mo
Today · 4.125%
HK$30,212
baseline
▲ 0.50% · 4.625%
HK$31,804
+HK$1,592/mo
Deposit HK$628K · loan HK$5.65M · min. income ≈ HK$60,424/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$162,731 · Scale 2, in force from 26 Feb 2026)