LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,140
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$147,592
−HK$4,524/mo
Today · 4.125%
HK$152,116
baseline
▲ 0.50% · 4.625%
HK$161,372
+HK$9,256/mo
Deposit HK$31.39M · loan HK$31.39M · min. income ≈ HK$304,232/mo (50% DSR)
Upfront cash ≈ HK$34.05M (deposit + AVD stamp duty HK$2,667,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,242
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$163,513
−HK$4,332/mo
Today · 4.125%
HK$167,845
baseline
▲ 0.50% · 4.625%
HK$176,693
+HK$8,848/mo
Deposit HK$31.39M · loan HK$31.39M · min. income ≈ HK$335,690/mo (50% DSR)
Upfront cash ≈ HK$34.05M (deposit + AVD stamp duty HK$2,667,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,768
−HK$10,771/mo
▼ 0.25% · 3.875%
HK$177,111
−HK$5,428/mo
Today · 4.125%
HK$182,539
baseline
▲ 0.50% · 4.625%
HK$193,646
+HK$11,107/mo
Deposit HK$25.11M · loan HK$37.66M · min. income ≈ HK$365,078/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,667,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,090
−HK$10,324/mo
▼ 0.25% · 3.875%
HK$196,215
−HK$5,199/mo
Today · 4.125%
HK$201,414
baseline
▲ 0.50% · 4.625%
HK$212,031
+HK$10,617/mo
Deposit HK$25.11M · loan HK$37.66M · min. income ≈ HK$402,828/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,667,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,396
−HK$12,567/mo
▼ 0.25% · 3.875%
HK$206,629
−HK$6,334/mo
Today · 4.125%
HK$212,963
baseline
▲ 0.50% · 4.625%
HK$225,921
+HK$12,958/mo
Deposit HK$18.83M · loan HK$43.94M · min. income ≈ HK$425,926/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,667,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,939
−HK$12,044/mo
▼ 0.25% · 3.875%
HK$228,918
−HK$6,065/mo
Today · 4.125%
HK$234,983
baseline
▲ 0.50% · 4.625%
HK$247,370
+HK$12,387/mo
Deposit HK$18.83M · loan HK$43.94M · min. income ≈ HK$469,966/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,667,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,652
−HK$16,157/mo
▼ 0.25% · 3.875%
HK$265,666
−HK$8,143/mo
Today · 4.125%
HK$273,809
baseline
▲ 0.50% · 4.625%
HK$290,470
+HK$16,661/mo
Deposit HK$6.28M · loan HK$56.50M · min. income ≈ HK$547,618/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,667,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,635
−HK$15,486/mo
▼ 0.25% · 3.875%
HK$294,323
−HK$7,798/mo
Today · 4.125%
HK$302,121
baseline
▲ 0.50% · 4.625%
HK$318,047
+HK$15,926/mo
Deposit HK$6.28M · loan HK$56.50M · min. income ≈ HK$604,242/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,667,881 · Scale 2, in force from 26 Feb 2026)