LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,153
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$147,606
−HK$4,524/mo
Today · 4.125%
HK$152,130
baseline
▲ 0.50% · 4.625%
HK$161,386
+HK$9,256/mo
Deposit HK$31.39M · loan HK$31.39M · min. income ≈ HK$304,260/mo (50% DSR)
Upfront cash ≈ HK$34.06M (deposit + AVD stamp duty HK$2,668,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,256
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$163,527
−HK$4,333/mo
Today · 4.125%
HK$167,860
baseline
▲ 0.50% · 4.625%
HK$176,708
+HK$8,848/mo
Deposit HK$31.39M · loan HK$31.39M · min. income ≈ HK$335,720/mo (50% DSR)
Upfront cash ≈ HK$34.06M (deposit + AVD stamp duty HK$2,668,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,783
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$177,127
−HK$5,429/mo
Today · 4.125%
HK$182,556
baseline
▲ 0.50% · 4.625%
HK$193,664
+HK$11,108/mo
Deposit HK$25.11M · loan HK$37.67M · min. income ≈ HK$365,112/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,668,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,107
−HK$10,325/mo
▼ 0.25% · 3.875%
HK$196,233
−HK$5,199/mo
Today · 4.125%
HK$201,432
baseline
▲ 0.50% · 4.625%
HK$212,050
+HK$10,618/mo
Deposit HK$25.11M · loan HK$37.67M · min. income ≈ HK$402,864/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,668,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,414
−HK$12,568/mo
▼ 0.25% · 3.875%
HK$206,648
−HK$6,334/mo
Today · 4.125%
HK$212,982
baseline
▲ 0.50% · 4.625%
HK$225,941
+HK$12,959/mo
Deposit HK$18.83M · loan HK$43.95M · min. income ≈ HK$425,964/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,668,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,958
−HK$12,046/mo
▼ 0.25% · 3.875%
HK$228,938
−HK$6,066/mo
Today · 4.125%
HK$235,004
baseline
▲ 0.50% · 4.625%
HK$247,392
+HK$12,388/mo
Deposit HK$18.83M · loan HK$43.95M · min. income ≈ HK$470,008/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,668,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,675
−HK$16,159/mo
▼ 0.25% · 3.875%
HK$265,690
−HK$8,144/mo
Today · 4.125%
HK$273,834
baseline
▲ 0.50% · 4.625%
HK$290,496
+HK$16,662/mo
Deposit HK$6.28M · loan HK$56.50M · min. income ≈ HK$547,668/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,668,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,661
−HK$15,487/mo
▼ 0.25% · 3.875%
HK$294,349
−HK$7,799/mo
Today · 4.125%
HK$302,148
baseline
▲ 0.50% · 4.625%
HK$318,075
+HK$15,927/mo
Deposit HK$6.28M · loan HK$56.50M · min. income ≈ HK$604,296/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,668,119 · Scale 2, in force from 26 Feb 2026)