LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,164
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$147,617
−HK$4,524/mo
Today · 4.125%
HK$152,141
baseline
▲ 0.50% · 4.625%
HK$161,399
+HK$9,258/mo
Deposit HK$31.39M · loan HK$31.39M · min. income ≈ HK$304,282/mo (50% DSR)
Upfront cash ≈ HK$34.06M (deposit + AVD stamp duty HK$2,668,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,268
−HK$8,605/mo
▼ 0.25% · 3.875%
HK$163,540
−HK$4,333/mo
Today · 4.125%
HK$167,873
baseline
▲ 0.50% · 4.625%
HK$176,722
+HK$8,849/mo
Deposit HK$31.39M · loan HK$31.39M · min. income ≈ HK$335,746/mo (50% DSR)
Upfront cash ≈ HK$34.06M (deposit + AVD stamp duty HK$2,668,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,797
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$177,140
−HK$5,430/mo
Today · 4.125%
HK$182,570
baseline
▲ 0.50% · 4.625%
HK$193,679
+HK$11,109/mo
Deposit HK$25.11M · loan HK$37.67M · min. income ≈ HK$365,140/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,668,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,122
−HK$10,326/mo
▼ 0.25% · 3.875%
HK$196,248
−HK$5,200/mo
Today · 4.125%
HK$201,448
baseline
▲ 0.50% · 4.625%
HK$212,066
+HK$10,618/mo
Deposit HK$25.11M · loan HK$37.67M · min. income ≈ HK$402,896/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,668,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,429
−HK$12,569/mo
▼ 0.25% · 3.875%
HK$206,664
−HK$6,334/mo
Today · 4.125%
HK$212,998
baseline
▲ 0.50% · 4.625%
HK$225,958
+HK$12,960/mo
Deposit HK$18.84M · loan HK$43.95M · min. income ≈ HK$425,996/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,668,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,976
−HK$12,046/mo
▼ 0.25% · 3.875%
HK$228,956
−HK$6,066/mo
Today · 4.125%
HK$235,022
baseline
▲ 0.50% · 4.625%
HK$247,411
+HK$12,389/mo
Deposit HK$18.84M · loan HK$43.95M · min. income ≈ HK$470,044/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,668,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,695
−HK$16,160/mo
▼ 0.25% · 3.875%
HK$265,711
−HK$8,144/mo
Today · 4.125%
HK$273,855
baseline
▲ 0.50% · 4.625%
HK$290,518
+HK$16,663/mo
Deposit HK$6.28M · loan HK$56.51M · min. income ≈ HK$547,710/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,668,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,683
−HK$15,489/mo
▼ 0.25% · 3.875%
HK$294,372
−HK$7,800/mo
Today · 4.125%
HK$302,172
baseline
▲ 0.50% · 4.625%
HK$318,099
+HK$15,927/mo
Deposit HK$6.28M · loan HK$56.51M · min. income ≈ HK$604,344/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,668,325 · Scale 2, in force from 26 Feb 2026)