LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,169
−HK$8,978/mo
▼ 0.25% · 3.875%
HK$147,622
−HK$4,525/mo
Today · 4.125%
HK$152,147
baseline
▲ 0.50% · 4.625%
HK$161,404
+HK$9,257/mo
Deposit HK$31.39M · loan HK$31.39M · min. income ≈ HK$304,294/mo (50% DSR)
Upfront cash ≈ HK$34.06M (deposit + AVD stamp duty HK$2,668,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,274
−HK$8,605/mo
▼ 0.25% · 3.875%
HK$163,545
−HK$4,334/mo
Today · 4.125%
HK$167,879
baseline
▲ 0.50% · 4.625%
HK$176,728
+HK$8,849/mo
Deposit HK$31.39M · loan HK$31.39M · min. income ≈ HK$335,758/mo (50% DSR)
Upfront cash ≈ HK$34.06M (deposit + AVD stamp duty HK$2,668,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,802
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$177,146
−HK$5,430/mo
Today · 4.125%
HK$182,576
baseline
▲ 0.50% · 4.625%
HK$193,685
+HK$11,109/mo
Deposit HK$25.11M · loan HK$37.67M · min. income ≈ HK$365,152/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,668,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,128
−HK$10,326/mo
▼ 0.25% · 3.875%
HK$196,254
−HK$5,200/mo
Today · 4.125%
HK$201,454
baseline
▲ 0.50% · 4.625%
HK$212,073
+HK$10,619/mo
Deposit HK$25.11M · loan HK$37.67M · min. income ≈ HK$402,908/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,668,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,436
−HK$12,569/mo
▼ 0.25% · 3.875%
HK$206,671
−HK$6,334/mo
Today · 4.125%
HK$213,005
baseline
▲ 0.50% · 4.625%
HK$225,966
+HK$12,961/mo
Deposit HK$18.84M · loan HK$43.95M · min. income ≈ HK$426,010/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,668,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,983
−HK$12,047/mo
▼ 0.25% · 3.875%
HK$228,963
−HK$6,067/mo
Today · 4.125%
HK$235,030
baseline
▲ 0.50% · 4.625%
HK$247,419
+HK$12,389/mo
Deposit HK$18.84M · loan HK$43.95M · min. income ≈ HK$470,060/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,668,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,704
−HK$16,160/mo
▼ 0.25% · 3.875%
HK$265,720
−HK$8,144/mo
Today · 4.125%
HK$273,864
baseline
▲ 0.50% · 4.625%
HK$290,528
+HK$16,664/mo
Deposit HK$6.28M · loan HK$56.51M · min. income ≈ HK$547,728/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,668,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,693
−HK$15,489/mo
▼ 0.25% · 3.875%
HK$294,382
−HK$7,800/mo
Today · 4.125%
HK$302,182
baseline
▲ 0.50% · 4.625%
HK$318,110
+HK$15,928/mo
Deposit HK$6.28M · loan HK$56.51M · min. income ≈ HK$604,364/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,668,414 · Scale 2, in force from 26 Feb 2026)