LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,226
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$147,681
−HK$4,526/mo
Today · 4.125%
HK$152,207
baseline
▲ 0.50% · 4.625%
HK$161,468
+HK$9,261/mo
Deposit HK$31.41M · loan HK$31.41M · min. income ≈ HK$304,414/mo (50% DSR)
Upfront cash ≈ HK$34.08M (deposit + AVD stamp duty HK$2,669,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,337
−HK$8,608/mo
▼ 0.25% · 3.875%
HK$163,610
−HK$4,335/mo
Today · 4.125%
HK$167,945
baseline
▲ 0.50% · 4.625%
HK$176,798
+HK$8,853/mo
Deposit HK$31.41M · loan HK$31.41M · min. income ≈ HK$335,890/mo (50% DSR)
Upfront cash ≈ HK$34.08M (deposit + AVD stamp duty HK$2,669,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,871
−HK$10,777/mo
▼ 0.25% · 3.875%
HK$177,217
−HK$5,431/mo
Today · 4.125%
HK$182,648
baseline
▲ 0.50% · 4.625%
HK$193,762
+HK$11,114/mo
Deposit HK$25.12M · loan HK$37.69M · min. income ≈ HK$365,296/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,669,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,204
−HK$10,331/mo
▼ 0.25% · 3.875%
HK$196,332
−HK$5,203/mo
Today · 4.125%
HK$201,535
baseline
▲ 0.50% · 4.625%
HK$212,158
+HK$10,623/mo
Deposit HK$25.12M · loan HK$37.69M · min. income ≈ HK$403,070/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,669,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,516
−HK$12,574/mo
▼ 0.25% · 3.875%
HK$206,753
−HK$6,337/mo
Today · 4.125%
HK$213,090
baseline
▲ 0.50% · 4.625%
HK$226,056
+HK$12,966/mo
Deposit HK$18.84M · loan HK$43.97M · min. income ≈ HK$426,180/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,669,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,072
−HK$12,052/mo
▼ 0.25% · 3.875%
HK$229,054
−HK$6,070/mo
Today · 4.125%
HK$235,124
baseline
▲ 0.50% · 4.625%
HK$247,517
+HK$12,393/mo
Deposit HK$18.84M · loan HK$43.97M · min. income ≈ HK$470,248/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,669,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,806
−HK$16,167/mo
▼ 0.25% · 3.875%
HK$265,825
−HK$8,148/mo
Today · 4.125%
HK$273,973
baseline
▲ 0.50% · 4.625%
HK$290,643
+HK$16,670/mo
Deposit HK$6.28M · loan HK$56.53M · min. income ≈ HK$547,946/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,669,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,807
−HK$15,495/mo
▼ 0.25% · 3.875%
HK$294,499
−HK$7,803/mo
Today · 4.125%
HK$302,302
baseline
▲ 0.50% · 4.625%
HK$318,237
+HK$15,935/mo
Deposit HK$6.28M · loan HK$56.53M · min. income ≈ HK$604,604/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,669,474 · Scale 2, in force from 26 Feb 2026)