LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,227
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$147,683
−HK$4,526/mo
Today · 4.125%
HK$152,209
baseline
▲ 0.50% · 4.625%
HK$161,471
+HK$9,262/mo
Deposit HK$31.41M · loan HK$31.41M · min. income ≈ HK$304,418/mo (50% DSR)
Upfront cash ≈ HK$34.08M (deposit + AVD stamp duty HK$2,669,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,339
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$163,613
−HK$4,335/mo
Today · 4.125%
HK$167,948
baseline
▲ 0.50% · 4.625%
HK$176,800
+HK$8,852/mo
Deposit HK$31.41M · loan HK$31.41M · min. income ≈ HK$335,896/mo (50% DSR)
Upfront cash ≈ HK$34.08M (deposit + AVD stamp duty HK$2,669,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,873
−HK$10,778/mo
▼ 0.25% · 3.875%
HK$177,219
−HK$5,432/mo
Today · 4.125%
HK$182,651
baseline
▲ 0.50% · 4.625%
HK$193,765
+HK$11,114/mo
Deposit HK$25.12M · loan HK$37.69M · min. income ≈ HK$365,302/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,669,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,207
−HK$10,330/mo
▼ 0.25% · 3.875%
HK$196,335
−HK$5,202/mo
Today · 4.125%
HK$201,537
baseline
▲ 0.50% · 4.625%
HK$212,161
+HK$10,624/mo
Deposit HK$25.12M · loan HK$37.69M · min. income ≈ HK$403,074/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,669,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,518
−HK$12,575/mo
▼ 0.25% · 3.875%
HK$206,756
−HK$6,337/mo
Today · 4.125%
HK$213,093
baseline
▲ 0.50% · 4.625%
HK$226,059
+HK$12,966/mo
Deposit HK$18.84M · loan HK$43.97M · min. income ≈ HK$426,186/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,669,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,075
−HK$12,052/mo
▼ 0.25% · 3.875%
HK$229,058
−HK$6,069/mo
Today · 4.125%
HK$235,127
baseline
▲ 0.50% · 4.625%
HK$247,521
+HK$12,394/mo
Deposit HK$18.84M · loan HK$43.97M · min. income ≈ HK$470,254/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,669,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,809
−HK$16,167/mo
▼ 0.25% · 3.875%
HK$265,829
−HK$8,147/mo
Today · 4.125%
HK$273,976
baseline
▲ 0.50% · 4.625%
HK$290,647
+HK$16,671/mo
Deposit HK$6.28M · loan HK$56.53M · min. income ≈ HK$547,952/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,669,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,810
−HK$15,496/mo
▼ 0.25% · 3.875%
HK$294,503
−HK$7,803/mo
Today · 4.125%
HK$302,306
baseline
▲ 0.50% · 4.625%
HK$318,241
+HK$15,935/mo
Deposit HK$6.28M · loan HK$56.53M · min. income ≈ HK$604,612/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,669,511 · Scale 2, in force from 26 Feb 2026)