LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,236
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$147,691
−HK$4,527/mo
Today · 4.125%
HK$152,218
baseline
▲ 0.50% · 4.625%
HK$161,480
+HK$9,262/mo
Deposit HK$31.41M · loan HK$31.41M · min. income ≈ HK$304,436/mo (50% DSR)
Upfront cash ≈ HK$34.08M (deposit + AVD stamp duty HK$2,669,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,348
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$163,622
−HK$4,335/mo
Today · 4.125%
HK$167,957
baseline
▲ 0.50% · 4.625%
HK$176,811
+HK$8,854/mo
Deposit HK$31.41M · loan HK$31.41M · min. income ≈ HK$335,914/mo (50% DSR)
Upfront cash ≈ HK$34.08M (deposit + AVD stamp duty HK$2,669,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,883
−HK$10,778/mo
▼ 0.25% · 3.875%
HK$177,229
−HK$5,432/mo
Today · 4.125%
HK$182,661
baseline
▲ 0.50% · 4.625%
HK$193,776
+HK$11,115/mo
Deposit HK$25.13M · loan HK$37.69M · min. income ≈ HK$365,322/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$2,669,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,218
−HK$10,331/mo
▼ 0.25% · 3.875%
HK$196,346
−HK$5,203/mo
Today · 4.125%
HK$201,549
baseline
▲ 0.50% · 4.625%
HK$212,173
+HK$10,624/mo
Deposit HK$25.13M · loan HK$37.69M · min. income ≈ HK$403,098/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$2,669,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,530
−HK$12,575/mo
▼ 0.25% · 3.875%
HK$206,767
−HK$6,338/mo
Today · 4.125%
HK$213,105
baseline
▲ 0.50% · 4.625%
HK$226,072
+HK$12,967/mo
Deposit HK$18.84M · loan HK$43.97M · min. income ≈ HK$426,210/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,669,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,087
−HK$12,053/mo
▼ 0.25% · 3.875%
HK$229,071
−HK$6,069/mo
Today · 4.125%
HK$235,140
baseline
▲ 0.50% · 4.625%
HK$247,535
+HK$12,395/mo
Deposit HK$18.84M · loan HK$43.97M · min. income ≈ HK$470,280/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,669,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,824
−HK$16,168/mo
▼ 0.25% · 3.875%
HK$265,844
−HK$8,148/mo
Today · 4.125%
HK$273,992
baseline
▲ 0.50% · 4.625%
HK$290,664
+HK$16,672/mo
Deposit HK$6.28M · loan HK$56.53M · min. income ≈ HK$547,984/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,669,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,827
−HK$15,496/mo
▼ 0.25% · 3.875%
HK$294,519
−HK$7,804/mo
Today · 4.125%
HK$302,323
baseline
▲ 0.50% · 4.625%
HK$318,259
+HK$15,936/mo
Deposit HK$6.28M · loan HK$56.53M · min. income ≈ HK$604,646/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,669,662 · Scale 2, in force from 26 Feb 2026)