LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,328
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,773
−HK$453/mo
Today · 4.125%
HK$15,226
baseline
▲ 0.50% · 4.625%
HK$16,153
+HK$927/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,452/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,939
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,367
−HK$434/mo
Today · 4.125%
HK$16,801
baseline
▲ 0.50% · 4.625%
HK$17,686
+HK$885/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,602/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,193
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,728
−HK$543/mo
Today · 4.125%
HK$18,271
baseline
▲ 0.50% · 4.625%
HK$19,383
+HK$1,112/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$36,542/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,127
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,640
−HK$521/mo
Today · 4.125%
HK$20,161
baseline
▲ 0.50% · 4.625%
HK$21,223
+HK$1,062/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$40,322/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,059
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,683
−HK$634/mo
Today · 4.125%
HK$21,317
baseline
▲ 0.50% · 4.625%
HK$22,614
+HK$1,297/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$42,634/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,315
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,914
−HK$607/mo
Today · 4.125%
HK$23,521
baseline
▲ 0.50% · 4.625%
HK$24,761
+HK$1,240/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$47,042/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,790
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,592
−HK$815/mo
Today · 4.125%
HK$27,407
baseline
▲ 0.50% · 4.625%
HK$29,075
+HK$1,668/mo
Deposit HK$628K · loan HK$5.66M · min. income ≈ HK$54,814/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,691
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,460
−HK$781/mo
Today · 4.125%
HK$30,241
baseline
▲ 0.50% · 4.625%
HK$31,835
+HK$1,594/mo
Deposit HK$628K · loan HK$5.66M · min. income ≈ HK$60,482/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,335 · Scale 2, in force from 26 Feb 2026)