LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,329
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,774
−HK$453/mo
Today · 4.125%
HK$15,227
baseline
▲ 0.50% · 4.625%
HK$16,154
+HK$927/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,454/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,940
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,368
−HK$434/mo
Today · 4.125%
HK$16,802
baseline
▲ 0.50% · 4.625%
HK$17,687
+HK$885/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,604/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,194
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,729
−HK$544/mo
Today · 4.125%
HK$18,273
baseline
▲ 0.50% · 4.625%
HK$19,384
+HK$1,111/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$36,546/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,128
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,641
−HK$521/mo
Today · 4.125%
HK$20,162
baseline
▲ 0.50% · 4.625%
HK$21,225
+HK$1,063/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$40,324/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,060
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,684
−HK$634/mo
Today · 4.125%
HK$21,318
baseline
▲ 0.50% · 4.625%
HK$22,615
+HK$1,297/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$42,636/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,317
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,915
−HK$607/mo
Today · 4.125%
HK$23,522
baseline
▲ 0.50% · 4.625%
HK$24,762
+HK$1,240/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$47,044/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,791
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,594
−HK$815/mo
Today · 4.125%
HK$27,409
baseline
▲ 0.50% · 4.625%
HK$29,077
+HK$1,668/mo
Deposit HK$628K · loan HK$5.66M · min. income ≈ HK$54,818/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,693
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,462
−HK$781/mo
Today · 4.125%
HK$30,243
baseline
▲ 0.50% · 4.625%
HK$31,837
+HK$1,594/mo
Deposit HK$628K · loan HK$5.66M · min. income ≈ HK$60,486/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,376 · Scale 2, in force from 26 Feb 2026)