LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,295
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$147,752
−HK$4,528/mo
Today · 4.125%
HK$152,280
baseline
▲ 0.50% · 4.625%
HK$161,546
+HK$9,266/mo
Deposit HK$31.42M · loan HK$31.42M · min. income ≈ HK$304,560/mo (50% DSR)
Upfront cash ≈ HK$34.09M (deposit + AVD stamp duty HK$2,670,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,414
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$163,689
−HK$4,337/mo
Today · 4.125%
HK$168,026
baseline
▲ 0.50% · 4.625%
HK$176,883
+HK$8,857/mo
Deposit HK$31.42M · loan HK$31.42M · min. income ≈ HK$336,052/mo (50% DSR)
Upfront cash ≈ HK$34.09M (deposit + AVD stamp duty HK$2,670,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,954
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$177,302
−HK$5,435/mo
Today · 4.125%
HK$182,737
baseline
▲ 0.50% · 4.625%
HK$193,856
+HK$11,119/mo
Deposit HK$25.14M · loan HK$37.70M · min. income ≈ HK$365,474/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,670,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,297
−HK$10,335/mo
▼ 0.25% · 3.875%
HK$196,427
−HK$5,205/mo
Today · 4.125%
HK$201,632
baseline
▲ 0.50% · 4.625%
HK$212,260
+HK$10,628/mo
Deposit HK$25.14M · loan HK$37.70M · min. income ≈ HK$403,264/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,670,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,612
−HK$12,581/mo
▼ 0.25% · 3.875%
HK$206,853
−HK$6,340/mo
Today · 4.125%
HK$213,193
baseline
▲ 0.50% · 4.625%
HK$226,165
+HK$12,972/mo
Deposit HK$18.85M · loan HK$43.99M · min. income ≈ HK$426,386/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,670,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,179
−HK$12,058/mo
▼ 0.25% · 3.875%
HK$229,165
−HK$6,072/mo
Today · 4.125%
HK$235,237
baseline
▲ 0.50% · 4.625%
HK$247,637
+HK$12,400/mo
Deposit HK$18.85M · loan HK$43.99M · min. income ≈ HK$470,474/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,670,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,930
−HK$16,175/mo
▼ 0.25% · 3.875%
HK$265,953
−HK$8,152/mo
Today · 4.125%
HK$274,105
baseline
▲ 0.50% · 4.625%
HK$290,783
+HK$16,678/mo
Deposit HK$6.28M · loan HK$56.56M · min. income ≈ HK$548,210/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,670,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,945
−HK$15,503/mo
▼ 0.25% · 3.875%
HK$294,641
−HK$7,807/mo
Today · 4.125%
HK$302,448
baseline
▲ 0.50% · 4.625%
HK$318,390
+HK$15,942/mo
Deposit HK$6.28M · loan HK$56.56M · min. income ≈ HK$604,896/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$2,670,762 · Scale 2, in force from 26 Feb 2026)