LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,297
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$147,755
−HK$4,528/mo
Today · 4.125%
HK$152,283
baseline
▲ 0.50% · 4.625%
HK$161,549
+HK$9,266/mo
Deposit HK$31.42M · loan HK$31.42M · min. income ≈ HK$304,566/mo (50% DSR)
Upfront cash ≈ HK$34.09M (deposit + AVD stamp duty HK$2,670,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,417
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$163,692
−HK$4,338/mo
Today · 4.125%
HK$168,030
baseline
▲ 0.50% · 4.625%
HK$176,887
+HK$8,857/mo
Deposit HK$31.42M · loan HK$31.42M · min. income ≈ HK$336,060/mo (50% DSR)
Upfront cash ≈ HK$34.09M (deposit + AVD stamp duty HK$2,670,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,957
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$177,306
−HK$5,434/mo
Today · 4.125%
HK$182,740
baseline
▲ 0.50% · 4.625%
HK$193,859
+HK$11,119/mo
Deposit HK$25.14M · loan HK$37.71M · min. income ≈ HK$365,480/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,670,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,300
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$196,431
−HK$5,205/mo
Today · 4.125%
HK$201,636
baseline
▲ 0.50% · 4.625%
HK$212,264
+HK$10,628/mo
Deposit HK$25.14M · loan HK$37.71M · min. income ≈ HK$403,272/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,670,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,616
−HK$12,581/mo
▼ 0.25% · 3.875%
HK$206,857
−HK$6,340/mo
Today · 4.125%
HK$213,197
baseline
▲ 0.50% · 4.625%
HK$226,169
+HK$12,972/mo
Deposit HK$18.85M · loan HK$43.99M · min. income ≈ HK$426,394/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,670,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,184
−HK$12,058/mo
▼ 0.25% · 3.875%
HK$229,169
−HK$6,073/mo
Today · 4.125%
HK$235,242
baseline
▲ 0.50% · 4.625%
HK$247,642
+HK$12,400/mo
Deposit HK$18.85M · loan HK$43.99M · min. income ≈ HK$470,484/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,670,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,935
−HK$16,175/mo
▼ 0.25% · 3.875%
HK$265,959
−HK$8,151/mo
Today · 4.125%
HK$274,110
baseline
▲ 0.50% · 4.625%
HK$290,789
+HK$16,679/mo
Deposit HK$6.28M · loan HK$56.56M · min. income ≈ HK$548,220/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,670,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,950
−HK$15,503/mo
▼ 0.25% · 3.875%
HK$294,646
−HK$7,807/mo
Today · 4.125%
HK$302,453
baseline
▲ 0.50% · 4.625%
HK$318,396
+HK$15,943/mo
Deposit HK$6.28M · loan HK$56.56M · min. income ≈ HK$604,906/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,670,814 · Scale 2, in force from 26 Feb 2026)