LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,331
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,776
−HK$453/mo
Today · 4.125%
HK$15,229
baseline
▲ 0.50% · 4.625%
HK$16,156
+HK$927/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,458/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,943
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,370
−HK$434/mo
Today · 4.125%
HK$16,804
baseline
▲ 0.50% · 4.625%
HK$17,690
+HK$886/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,608/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,197
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,732
−HK$543/mo
Today · 4.125%
HK$18,275
baseline
▲ 0.50% · 4.625%
HK$19,387
+HK$1,112/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$36,550/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,131
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,644
−HK$521/mo
Today · 4.125%
HK$20,165
baseline
▲ 0.50% · 4.625%
HK$21,228
+HK$1,063/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$40,330/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,063
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,687
−HK$634/mo
Today · 4.125%
HK$21,321
baseline
▲ 0.50% · 4.625%
HK$22,618
+HK$1,297/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$42,642/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,320
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,918
−HK$607/mo
Today · 4.125%
HK$23,525
baseline
▲ 0.50% · 4.625%
HK$24,765
+HK$1,240/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$47,050/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,795
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,597
−HK$815/mo
Today · 4.125%
HK$27,412
baseline
▲ 0.50% · 4.625%
HK$29,080
+HK$1,668/mo
Deposit HK$628K · loan HK$5.66M · min. income ≈ HK$54,824/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,697
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,466
−HK$781/mo
Today · 4.125%
HK$30,247
baseline
▲ 0.50% · 4.625%
HK$31,841
+HK$1,594/mo
Deposit HK$628K · loan HK$5.66M · min. income ≈ HK$60,494/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,460 · Scale 2, in force from 26 Feb 2026)