LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,331
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,777
−HK$453/mo
Today · 4.125%
HK$15,230
baseline
▲ 0.50% · 4.625%
HK$16,156
+HK$926/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,460/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,943
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,371
−HK$433/mo
Today · 4.125%
HK$16,804
baseline
▲ 0.50% · 4.625%
HK$17,690
+HK$886/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,608/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,197
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,732
−HK$544/mo
Today · 4.125%
HK$18,276
baseline
▲ 0.50% · 4.625%
HK$19,388
+HK$1,112/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$36,552/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,132
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,645
−HK$520/mo
Today · 4.125%
HK$20,165
baseline
▲ 0.50% · 4.625%
HK$21,228
+HK$1,063/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$40,330/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,063
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,687
−HK$634/mo
Today · 4.125%
HK$21,321
baseline
▲ 0.50% · 4.625%
HK$22,619
+HK$1,298/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$42,642/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,320
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,919
−HK$607/mo
Today · 4.125%
HK$23,526
baseline
▲ 0.50% · 4.625%
HK$24,766
+HK$1,240/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$47,052/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,796
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,598
−HK$815/mo
Today · 4.125%
HK$27,413
baseline
▲ 0.50% · 4.625%
HK$29,081
+HK$1,668/mo
Deposit HK$628K · loan HK$5.66M · min. income ≈ HK$54,826/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,697
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,467
−HK$781/mo
Today · 4.125%
HK$30,248
baseline
▲ 0.50% · 4.625%
HK$31,842
+HK$1,594/mo
Deposit HK$628K · loan HK$5.66M · min. income ≈ HK$60,496/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,479 · Scale 2, in force from 26 Feb 2026)