LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,329
−HK$8,988/mo
▼ 0.25% · 3.875%
HK$147,787
−HK$4,530/mo
Today · 4.125%
HK$152,317
baseline
▲ 0.50% · 4.625%
HK$161,585
+HK$9,268/mo
Deposit HK$31.43M · loan HK$31.43M · min. income ≈ HK$304,634/mo (50% DSR)
Upfront cash ≈ HK$34.10M (deposit + AVD stamp duty HK$2,671,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,452
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$163,729
−HK$4,338/mo
Today · 4.125%
HK$168,067
baseline
▲ 0.50% · 4.625%
HK$176,926
+HK$8,859/mo
Deposit HK$31.43M · loan HK$31.43M · min. income ≈ HK$336,134/mo (50% DSR)
Upfront cash ≈ HK$34.10M (deposit + AVD stamp duty HK$2,671,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,995
−HK$10,785/mo
▼ 0.25% · 3.875%
HK$177,345
−HK$5,435/mo
Today · 4.125%
HK$182,780
baseline
▲ 0.50% · 4.625%
HK$193,902
+HK$11,122/mo
Deposit HK$25.14M · loan HK$37.71M · min. income ≈ HK$365,560/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,671,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,343
−HK$10,337/mo
▼ 0.25% · 3.875%
HK$196,474
−HK$5,206/mo
Today · 4.125%
HK$201,680
baseline
▲ 0.50% · 4.625%
HK$212,311
+HK$10,631/mo
Deposit HK$25.14M · loan HK$37.71M · min. income ≈ HK$403,360/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,671,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,661
−HK$12,583/mo
▼ 0.25% · 3.875%
HK$206,902
−HK$6,342/mo
Today · 4.125%
HK$213,244
baseline
▲ 0.50% · 4.625%
HK$226,219
+HK$12,975/mo
Deposit HK$18.86M · loan HK$44.00M · min. income ≈ HK$426,488/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,671,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,233
−HK$12,061/mo
▼ 0.25% · 3.875%
HK$229,220
−HK$6,074/mo
Today · 4.125%
HK$235,294
baseline
▲ 0.50% · 4.625%
HK$247,696
+HK$12,402/mo
Deposit HK$18.86M · loan HK$44.00M · min. income ≈ HK$470,588/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,671,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,992
−HK$16,179/mo
▼ 0.25% · 3.875%
HK$266,017
−HK$8,154/mo
Today · 4.125%
HK$274,171
baseline
▲ 0.50% · 4.625%
HK$290,853
+HK$16,682/mo
Deposit HK$6.29M · loan HK$56.57M · min. income ≈ HK$548,342/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,671,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,014
−HK$15,506/mo
▼ 0.25% · 3.875%
HK$294,711
−HK$7,809/mo
Today · 4.125%
HK$302,520
baseline
▲ 0.50% · 4.625%
HK$318,467
+HK$15,947/mo
Deposit HK$6.29M · loan HK$56.57M · min. income ≈ HK$605,040/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,671,404 · Scale 2, in force from 26 Feb 2026)