LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,331
−HK$8,988/mo
▼ 0.25% · 3.875%
HK$147,789
−HK$4,530/mo
Today · 4.125%
HK$152,319
baseline
▲ 0.50% · 4.625%
HK$161,587
+HK$9,268/mo
Deposit HK$31.43M · loan HK$31.43M · min. income ≈ HK$304,638/mo (50% DSR)
Upfront cash ≈ HK$34.10M (deposit + AVD stamp duty HK$2,671,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,454
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$163,730
−HK$4,339/mo
Today · 4.125%
HK$168,069
baseline
▲ 0.50% · 4.625%
HK$176,928
+HK$8,859/mo
Deposit HK$31.43M · loan HK$31.43M · min. income ≈ HK$336,138/mo (50% DSR)
Upfront cash ≈ HK$34.10M (deposit + AVD stamp duty HK$2,671,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,997
−HK$10,786/mo
▼ 0.25% · 3.875%
HK$177,347
−HK$5,436/mo
Today · 4.125%
HK$182,783
baseline
▲ 0.50% · 4.625%
HK$193,904
+HK$11,121/mo
Deposit HK$25.14M · loan HK$37.71M · min. income ≈ HK$365,566/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,671,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,345
−HK$10,338/mo
▼ 0.25% · 3.875%
HK$196,477
−HK$5,206/mo
Today · 4.125%
HK$201,683
baseline
▲ 0.50% · 4.625%
HK$212,314
+HK$10,631/mo
Deposit HK$25.14M · loan HK$37.71M · min. income ≈ HK$403,366/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,671,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,663
−HK$12,583/mo
▼ 0.25% · 3.875%
HK$206,905
−HK$6,341/mo
Today · 4.125%
HK$213,246
baseline
▲ 0.50% · 4.625%
HK$226,222
+HK$12,976/mo
Deposit HK$18.86M · loan HK$44.00M · min. income ≈ HK$426,492/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,671,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,236
−HK$12,060/mo
▼ 0.25% · 3.875%
HK$229,223
−HK$6,073/mo
Today · 4.125%
HK$235,296
baseline
▲ 0.50% · 4.625%
HK$247,699
+HK$12,403/mo
Deposit HK$18.86M · loan HK$44.00M · min. income ≈ HK$470,592/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,671,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,995
−HK$16,179/mo
▼ 0.25% · 3.875%
HK$266,020
−HK$8,154/mo
Today · 4.125%
HK$274,174
baseline
▲ 0.50% · 4.625%
HK$290,857
+HK$16,683/mo
Deposit HK$6.29M · loan HK$56.57M · min. income ≈ HK$548,348/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,671,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,017
−HK$15,507/mo
▼ 0.25% · 3.875%
HK$294,715
−HK$7,809/mo
Today · 4.125%
HK$302,524
baseline
▲ 0.50% · 4.625%
HK$318,470
+HK$15,946/mo
Deposit HK$6.29M · loan HK$56.57M · min. income ≈ HK$605,048/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,671,435 · Scale 2, in force from 26 Feb 2026)