LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,333
−HK$8,988/mo
▼ 0.25% · 3.875%
HK$147,792
−HK$4,529/mo
Today · 4.125%
HK$152,321
baseline
▲ 0.50% · 4.625%
HK$161,590
+HK$9,269/mo
Deposit HK$31.43M · loan HK$31.43M · min. income ≈ HK$304,642/mo (50% DSR)
Upfront cash ≈ HK$34.10M (deposit + AVD stamp duty HK$2,671,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,457
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$163,733
−HK$4,339/mo
Today · 4.125%
HK$168,072
baseline
▲ 0.50% · 4.625%
HK$176,931
+HK$8,859/mo
Deposit HK$31.43M · loan HK$31.43M · min. income ≈ HK$336,144/mo (50% DSR)
Upfront cash ≈ HK$34.10M (deposit + AVD stamp duty HK$2,671,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,000
−HK$10,786/mo
▼ 0.25% · 3.875%
HK$177,350
−HK$5,436/mo
Today · 4.125%
HK$182,786
baseline
▲ 0.50% · 4.625%
HK$193,908
+HK$11,122/mo
Deposit HK$25.14M · loan HK$37.71M · min. income ≈ HK$365,572/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,671,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,348
−HK$10,338/mo
▼ 0.25% · 3.875%
HK$196,480
−HK$5,206/mo
Today · 4.125%
HK$201,686
baseline
▲ 0.50% · 4.625%
HK$212,317
+HK$10,631/mo
Deposit HK$25.14M · loan HK$37.71M · min. income ≈ HK$403,372/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,671,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,666
−HK$12,584/mo
▼ 0.25% · 3.875%
HK$206,908
−HK$6,342/mo
Today · 4.125%
HK$213,250
baseline
▲ 0.50% · 4.625%
HK$226,226
+HK$12,976/mo
Deposit HK$18.86M · loan HK$44.00M · min. income ≈ HK$426,500/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,671,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,239
−HK$12,061/mo
▼ 0.25% · 3.875%
HK$229,226
−HK$6,074/mo
Today · 4.125%
HK$235,300
baseline
▲ 0.50% · 4.625%
HK$247,703
+HK$12,403/mo
Deposit HK$18.86M · loan HK$44.00M · min. income ≈ HK$470,600/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,671,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,000
−HK$16,178/mo
▼ 0.25% · 3.875%
HK$266,025
−HK$8,153/mo
Today · 4.125%
HK$274,178
baseline
▲ 0.50% · 4.625%
HK$290,862
+HK$16,684/mo
Deposit HK$6.29M · loan HK$56.57M · min. income ≈ HK$548,356/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,671,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,022
−HK$15,507/mo
▼ 0.25% · 3.875%
HK$294,720
−HK$7,809/mo
Today · 4.125%
HK$302,529
baseline
▲ 0.50% · 4.625%
HK$318,476
+HK$15,947/mo
Deposit HK$6.29M · loan HK$56.57M · min. income ≈ HK$605,058/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,671,479 · Scale 2, in force from 26 Feb 2026)