LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,342
−HK$8,989/mo
▼ 0.25% · 3.875%
HK$147,801
−HK$4,530/mo
Today · 4.125%
HK$152,331
baseline
▲ 0.50% · 4.625%
HK$161,600
+HK$9,269/mo
Deposit HK$31.43M · loan HK$31.43M · min. income ≈ HK$304,662/mo (50% DSR)
Upfront cash ≈ HK$34.10M (deposit + AVD stamp duty HK$2,671,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,467
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$163,744
−HK$4,338/mo
Today · 4.125%
HK$168,082
baseline
▲ 0.50% · 4.625%
HK$176,942
+HK$8,860/mo
Deposit HK$31.43M · loan HK$31.43M · min. income ≈ HK$336,164/mo (50% DSR)
Upfront cash ≈ HK$34.10M (deposit + AVD stamp duty HK$2,671,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,011
−HK$10,786/mo
▼ 0.25% · 3.875%
HK$177,361
−HK$5,436/mo
Today · 4.125%
HK$182,797
baseline
▲ 0.50% · 4.625%
HK$193,920
+HK$11,123/mo
Deposit HK$25.14M · loan HK$37.72M · min. income ≈ HK$365,594/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,671,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,360
−HK$10,339/mo
▼ 0.25% · 3.875%
HK$196,492
−HK$5,207/mo
Today · 4.125%
HK$201,699
baseline
▲ 0.50% · 4.625%
HK$212,330
+HK$10,631/mo
Deposit HK$25.14M · loan HK$37.72M · min. income ≈ HK$403,398/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,671,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,679
−HK$12,584/mo
▼ 0.25% · 3.875%
HK$206,921
−HK$6,342/mo
Today · 4.125%
HK$213,263
baseline
▲ 0.50% · 4.625%
HK$226,240
+HK$12,977/mo
Deposit HK$18.86M · loan HK$44.00M · min. income ≈ HK$426,526/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,671,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,253
−HK$12,062/mo
▼ 0.25% · 3.875%
HK$229,241
−HK$6,074/mo
Today · 4.125%
HK$235,315
baseline
▲ 0.50% · 4.625%
HK$247,719
+HK$12,404/mo
Deposit HK$18.86M · loan HK$44.00M · min. income ≈ HK$470,630/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,671,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,016
−HK$16,180/mo
▼ 0.25% · 3.875%
HK$266,042
−HK$8,154/mo
Today · 4.125%
HK$274,196
baseline
▲ 0.50% · 4.625%
HK$290,880
+HK$16,684/mo
Deposit HK$6.29M · loan HK$56.58M · min. income ≈ HK$548,392/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,671,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,040
−HK$15,508/mo
▼ 0.25% · 3.875%
HK$294,738
−HK$7,810/mo
Today · 4.125%
HK$302,548
baseline
▲ 0.50% · 4.625%
HK$318,496
+HK$15,948/mo
Deposit HK$6.29M · loan HK$56.58M · min. income ≈ HK$605,096/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,671,648 · Scale 2, in force from 26 Feb 2026)