LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,335
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,781
−HK$453/mo
Today · 4.125%
HK$15,234
baseline
▲ 0.50% · 4.625%
HK$16,161
+HK$927/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,468/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,947
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,375
−HK$434/mo
Today · 4.125%
HK$16,809
baseline
▲ 0.50% · 4.625%
HK$17,695
+HK$886/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,618/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,202
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,737
−HK$543/mo
Today · 4.125%
HK$18,280
baseline
▲ 0.50% · 4.625%
HK$19,393
+HK$1,113/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$36,560/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,137
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,650
−HK$521/mo
Today · 4.125%
HK$20,171
baseline
▲ 0.50% · 4.625%
HK$21,234
+HK$1,063/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$40,342/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,069
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,693
−HK$634/mo
Today · 4.125%
HK$21,327
baseline
▲ 0.50% · 4.625%
HK$22,625
+HK$1,298/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$42,654/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,326
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,925
−HK$607/mo
Today · 4.125%
HK$23,532
baseline
▲ 0.50% · 4.625%
HK$24,773
+HK$1,241/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$47,064/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,803
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,605
−HK$816/mo
Today · 4.125%
HK$27,421
baseline
▲ 0.50% · 4.625%
HK$29,089
+HK$1,668/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$54,842/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,705
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,475
−HK$781/mo
Today · 4.125%
HK$30,256
baseline
▲ 0.50% · 4.625%
HK$31,851
+HK$1,595/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$60,512/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,648 · Scale 2, in force from 26 Feb 2026)