LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,335
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,781
−HK$453/mo
Today · 4.125%
HK$15,234
baseline
▲ 0.50% · 4.625%
HK$16,161
+HK$927/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,468/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,948
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,376
−HK$433/mo
Today · 4.125%
HK$16,809
baseline
▲ 0.50% · 4.625%
HK$17,696
+HK$887/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,618/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,202
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,737
−HK$544/mo
Today · 4.125%
HK$18,281
baseline
▲ 0.50% · 4.625%
HK$19,393
+HK$1,112/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$36,562/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,137
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,651
−HK$520/mo
Today · 4.125%
HK$20,171
baseline
▲ 0.50% · 4.625%
HK$21,235
+HK$1,064/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$40,342/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,069
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,694
−HK$634/mo
Today · 4.125%
HK$21,328
baseline
▲ 0.50% · 4.625%
HK$22,626
+HK$1,298/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$42,656/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,327
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,926
−HK$607/mo
Today · 4.125%
HK$23,533
baseline
▲ 0.50% · 4.625%
HK$24,774
+HK$1,241/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$47,066/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,803
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,606
−HK$816/mo
Today · 4.125%
HK$27,422
baseline
▲ 0.50% · 4.625%
HK$29,090
+HK$1,668/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$54,844/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,706
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,476
−HK$781/mo
Today · 4.125%
HK$30,257
baseline
▲ 0.50% · 4.625%
HK$31,852
+HK$1,595/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$60,514/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,670 · Scale 2, in force from 26 Feb 2026)