LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,337
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,783
−HK$453/mo
Today · 4.125%
HK$15,236
baseline
▲ 0.50% · 4.625%
HK$16,163
+HK$927/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,472/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,949
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,377
−HK$434/mo
Today · 4.125%
HK$16,811
baseline
▲ 0.50% · 4.625%
HK$17,697
+HK$886/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,622/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,204
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,739
−HK$544/mo
Today · 4.125%
HK$18,283
baseline
▲ 0.50% · 4.625%
HK$19,395
+HK$1,112/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$36,566/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,139
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,653
−HK$520/mo
Today · 4.125%
HK$20,173
baseline
▲ 0.50% · 4.625%
HK$21,237
+HK$1,064/mo
Deposit HK$2.51M · loan HK$3.77M · min. income ≈ HK$40,346/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,071
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,696
−HK$634/mo
Today · 4.125%
HK$21,330
baseline
▲ 0.50% · 4.625%
HK$22,628
+HK$1,298/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$42,660/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,329
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,928
−HK$608/mo
Today · 4.125%
HK$23,536
baseline
▲ 0.50% · 4.625%
HK$24,776
+HK$1,240/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$47,072/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,806
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,609
−HK$815/mo
Today · 4.125%
HK$27,424
baseline
▲ 0.50% · 4.625%
HK$29,093
+HK$1,669/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$54,848/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,709
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,479
−HK$781/mo
Today · 4.125%
HK$30,260
baseline
▲ 0.50% · 4.625%
HK$31,855
+HK$1,595/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$60,520/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,734 · Scale 2, in force from 26 Feb 2026)