LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,338
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,784
−HK$453/mo
Today · 4.125%
HK$15,237
baseline
▲ 0.50% · 4.625%
HK$16,164
+HK$927/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,474/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,950
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,378
−HK$434/mo
Today · 4.125%
HK$16,812
baseline
▲ 0.50% · 4.625%
HK$17,698
+HK$886/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,624/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,205
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,740
−HK$544/mo
Today · 4.125%
HK$18,284
baseline
▲ 0.50% · 4.625%
HK$19,397
+HK$1,113/mo
Deposit HK$2.52M · loan HK$3.77M · min. income ≈ HK$36,568/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,140
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,654
−HK$521/mo
Today · 4.125%
HK$20,175
baseline
▲ 0.50% · 4.625%
HK$21,238
+HK$1,063/mo
Deposit HK$2.52M · loan HK$3.77M · min. income ≈ HK$40,350/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,073
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,697
−HK$634/mo
Today · 4.125%
HK$21,331
baseline
▲ 0.50% · 4.625%
HK$22,629
+HK$1,298/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$42,662/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,331
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,929
−HK$608/mo
Today · 4.125%
HK$23,537
baseline
▲ 0.50% · 4.625%
HK$24,778
+HK$1,241/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$47,074/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,808
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,610
−HK$816/mo
Today · 4.125%
HK$27,426
baseline
▲ 0.50% · 4.625%
HK$29,095
+HK$1,669/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$54,852/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$163,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,711
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,481
−HK$781/mo
Today · 4.125%
HK$30,262
baseline
▲ 0.50% · 4.625%
HK$31,857
+HK$1,595/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$60,524/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$163,770 · Scale 2, in force from 26 Feb 2026)