LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,396
−HK$8,992/mo
▼ 0.25% · 3.875%
HK$147,857
−HK$4,531/mo
Today · 4.125%
HK$152,388
baseline
▲ 0.50% · 4.625%
HK$161,661
+HK$9,273/mo
Deposit HK$31.44M · loan HK$31.44M · min. income ≈ HK$304,776/mo (50% DSR)
Upfront cash ≈ HK$34.12M (deposit + AVD stamp duty HK$2,672,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,527
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$163,805
−HK$4,340/mo
Today · 4.125%
HK$168,145
baseline
▲ 0.50% · 4.625%
HK$177,009
+HK$8,864/mo
Deposit HK$31.44M · loan HK$31.44M · min. income ≈ HK$336,290/mo (50% DSR)
Upfront cash ≈ HK$34.12M (deposit + AVD stamp duty HK$2,672,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,075
−HK$10,791/mo
▼ 0.25% · 3.875%
HK$177,428
−HK$5,438/mo
Today · 4.125%
HK$182,866
baseline
▲ 0.50% · 4.625%
HK$193,993
+HK$11,127/mo
Deposit HK$25.15M · loan HK$37.73M · min. income ≈ HK$365,732/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$2,672,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,432
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$196,566
−HK$5,209/mo
Today · 4.125%
HK$201,775
baseline
▲ 0.50% · 4.625%
HK$212,410
+HK$10,635/mo
Deposit HK$25.15M · loan HK$37.73M · min. income ≈ HK$403,550/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$2,672,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,754
−HK$12,590/mo
▼ 0.25% · 3.875%
HK$206,999
−HK$6,345/mo
Today · 4.125%
HK$213,344
baseline
▲ 0.50% · 4.625%
HK$226,325
+HK$12,981/mo
Deposit HK$18.87M · loan HK$44.02M · min. income ≈ HK$426,688/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,672,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,337
−HK$12,067/mo
▼ 0.25% · 3.875%
HK$229,327
−HK$6,077/mo
Today · 4.125%
HK$235,404
baseline
▲ 0.50% · 4.625%
HK$247,812
+HK$12,408/mo
Deposit HK$18.87M · loan HK$44.02M · min. income ≈ HK$470,808/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,672,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,113
−HK$16,186/mo
▼ 0.25% · 3.875%
HK$266,142
−HK$8,157/mo
Today · 4.125%
HK$274,299
baseline
▲ 0.50% · 4.625%
HK$290,989
+HK$16,690/mo
Deposit HK$6.29M · loan HK$56.60M · min. income ≈ HK$548,598/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,672,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,148
−HK$15,514/mo
▼ 0.25% · 3.875%
HK$294,849
−HK$7,813/mo
Today · 4.125%
HK$302,662
baseline
▲ 0.50% · 4.625%
HK$318,615
+HK$15,953/mo
Deposit HK$6.29M · loan HK$56.60M · min. income ≈ HK$605,324/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,672,653 · Scale 2, in force from 26 Feb 2026)