LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,397
−HK$8,993/mo
▼ 0.25% · 3.875%
HK$147,858
−HK$4,532/mo
Today · 4.125%
HK$152,390
baseline
▲ 0.50% · 4.625%
HK$161,662
+HK$9,272/mo
Deposit HK$31.44M · loan HK$31.44M · min. income ≈ HK$304,780/mo (50% DSR)
Upfront cash ≈ HK$34.12M (deposit + AVD stamp duty HK$2,672,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,528
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$163,807
−HK$4,340/mo
Today · 4.125%
HK$168,147
baseline
▲ 0.50% · 4.625%
HK$177,010
+HK$8,863/mo
Deposit HK$31.44M · loan HK$31.44M · min. income ≈ HK$336,294/mo (50% DSR)
Upfront cash ≈ HK$34.12M (deposit + AVD stamp duty HK$2,672,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,077
−HK$10,791/mo
▼ 0.25% · 3.875%
HK$177,430
−HK$5,438/mo
Today · 4.125%
HK$182,868
baseline
▲ 0.50% · 4.625%
HK$193,995
+HK$11,127/mo
Deposit HK$25.15M · loan HK$37.73M · min. income ≈ HK$365,736/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$2,672,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,434
−HK$10,342/mo
▼ 0.25% · 3.875%
HK$196,568
−HK$5,208/mo
Today · 4.125%
HK$201,776
baseline
▲ 0.50% · 4.625%
HK$212,412
+HK$10,636/mo
Deposit HK$25.15M · loan HK$37.73M · min. income ≈ HK$403,552/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$2,672,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,756
−HK$12,590/mo
▼ 0.25% · 3.875%
HK$207,001
−HK$6,345/mo
Today · 4.125%
HK$213,346
baseline
▲ 0.50% · 4.625%
HK$226,327
+HK$12,981/mo
Deposit HK$18.87M · loan HK$44.02M · min. income ≈ HK$426,692/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,672,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,340
−HK$12,066/mo
▼ 0.25% · 3.875%
HK$229,329
−HK$6,077/mo
Today · 4.125%
HK$235,406
baseline
▲ 0.50% · 4.625%
HK$247,814
+HK$12,408/mo
Deposit HK$18.87M · loan HK$44.02M · min. income ≈ HK$470,812/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,672,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,115
−HK$16,187/mo
▼ 0.25% · 3.875%
HK$266,144
−HK$8,158/mo
Today · 4.125%
HK$274,302
baseline
▲ 0.50% · 4.625%
HK$290,992
+HK$16,690/mo
Deposit HK$6.29M · loan HK$56.60M · min. income ≈ HK$548,604/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,672,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,151
−HK$15,514/mo
▼ 0.25% · 3.875%
HK$294,852
−HK$7,813/mo
Today · 4.125%
HK$302,665
baseline
▲ 0.50% · 4.625%
HK$318,619
+HK$15,954/mo
Deposit HK$6.29M · loan HK$56.60M · min. income ≈ HK$605,330/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,672,679 · Scale 2, in force from 26 Feb 2026)