LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,342
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,788
−HK$453/mo
Today · 4.125%
HK$15,241
baseline
▲ 0.50% · 4.625%
HK$16,168
+HK$927/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$30,482/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,955
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,383
−HK$434/mo
Today · 4.125%
HK$16,817
baseline
▲ 0.50% · 4.625%
HK$17,703
+HK$886/mo
Deposit HK$3.14M · loan HK$3.14M · min. income ≈ HK$33,634/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$163,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,210
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,745
−HK$544/mo
Today · 4.125%
HK$18,289
baseline
▲ 0.50% · 4.625%
HK$19,402
+HK$1,113/mo
Deposit HK$2.52M · loan HK$3.77M · min. income ≈ HK$36,578/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,146
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,660
−HK$520/mo
Today · 4.125%
HK$20,180
baseline
▲ 0.50% · 4.625%
HK$21,244
+HK$1,064/mo
Deposit HK$2.52M · loan HK$3.77M · min. income ≈ HK$40,360/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$163,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,078
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,703
−HK$635/mo
Today · 4.125%
HK$21,338
baseline
▲ 0.50% · 4.625%
HK$22,636
+HK$1,298/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$42,676/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,337
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,936
−HK$608/mo
Today · 4.125%
HK$23,544
baseline
▲ 0.50% · 4.625%
HK$24,785
+HK$1,241/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$47,088/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$163,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,815
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,618
−HK$816/mo
Today · 4.125%
HK$27,434
baseline
▲ 0.50% · 4.625%
HK$29,103
+HK$1,669/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$54,868/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$163,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,719
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,489
−HK$782/mo
Today · 4.125%
HK$30,271
baseline
▲ 0.50% · 4.625%
HK$31,866
+HK$1,595/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$60,542/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$163,953 · Scale 2, in force from 26 Feb 2026)