LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,435
−HK$8,995/mo
▼ 0.25% · 3.875%
HK$147,897
−HK$4,533/mo
Today · 4.125%
HK$152,430
baseline
▲ 0.50% · 4.625%
HK$161,705
+HK$9,275/mo
Deposit HK$31.45M · loan HK$31.45M · min. income ≈ HK$304,860/mo (50% DSR)
Upfront cash ≈ HK$34.12M (deposit + AVD stamp duty HK$2,673,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,570
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$163,850
−HK$4,341/mo
Today · 4.125%
HK$168,191
baseline
▲ 0.50% · 4.625%
HK$177,057
+HK$8,866/mo
Deposit HK$31.45M · loan HK$31.45M · min. income ≈ HK$336,382/mo (50% DSR)
Upfront cash ≈ HK$34.12M (deposit + AVD stamp duty HK$2,673,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,122
−HK$10,794/mo
▼ 0.25% · 3.875%
HK$177,476
−HK$5,440/mo
Today · 4.125%
HK$182,916
baseline
▲ 0.50% · 4.625%
HK$194,046
+HK$11,130/mo
Deposit HK$25.16M · loan HK$37.74M · min. income ≈ HK$365,832/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$2,673,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,484
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$196,620
−HK$5,210/mo
Today · 4.125%
HK$201,830
baseline
▲ 0.50% · 4.625%
HK$212,468
+HK$10,638/mo
Deposit HK$25.16M · loan HK$37.74M · min. income ≈ HK$403,660/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$2,673,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,809
−HK$12,593/mo
▼ 0.25% · 3.875%
HK$207,056
−HK$6,346/mo
Today · 4.125%
HK$213,402
baseline
▲ 0.50% · 4.625%
HK$226,387
+HK$12,985/mo
Deposit HK$18.87M · loan HK$44.03M · min. income ≈ HK$426,804/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,673,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,398
−HK$12,070/mo
▼ 0.25% · 3.875%
HK$229,390
−HK$6,078/mo
Today · 4.125%
HK$235,468
baseline
▲ 0.50% · 4.625%
HK$247,880
+HK$12,412/mo
Deposit HK$18.87M · loan HK$44.03M · min. income ≈ HK$470,936/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,673,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,183
−HK$16,191/mo
▼ 0.25% · 3.875%
HK$266,214
−HK$8,160/mo
Today · 4.125%
HK$274,374
baseline
▲ 0.50% · 4.625%
HK$291,069
+HK$16,695/mo
Deposit HK$6.29M · loan HK$56.61M · min. income ≈ HK$548,748/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,673,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,226
−HK$15,518/mo
▼ 0.25% · 3.875%
HK$294,930
−HK$7,814/mo
Today · 4.125%
HK$302,744
baseline
▲ 0.50% · 4.625%
HK$318,702
+HK$15,958/mo
Deposit HK$6.29M · loan HK$56.61M · min. income ≈ HK$605,488/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,673,382 · Scale 2, in force from 26 Feb 2026)