LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,437
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$147,898
−HK$4,533/mo
Today · 4.125%
HK$152,431
baseline
▲ 0.50% · 4.625%
HK$161,707
+HK$9,276/mo
Deposit HK$31.45M · loan HK$31.45M · min. income ≈ HK$304,862/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$2,673,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,572
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$163,852
−HK$4,341/mo
Today · 4.125%
HK$168,193
baseline
▲ 0.50% · 4.625%
HK$177,059
+HK$8,866/mo
Deposit HK$31.45M · loan HK$31.45M · min. income ≈ HK$336,386/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$2,673,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,124
−HK$10,794/mo
▼ 0.25% · 3.875%
HK$177,478
−HK$5,440/mo
Today · 4.125%
HK$182,918
baseline
▲ 0.50% · 4.625%
HK$194,048
+HK$11,130/mo
Deposit HK$25.16M · loan HK$37.74M · min. income ≈ HK$365,836/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$2,673,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,486
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$196,622
−HK$5,210/mo
Today · 4.125%
HK$201,832
baseline
▲ 0.50% · 4.625%
HK$212,471
+HK$10,639/mo
Deposit HK$25.16M · loan HK$37.74M · min. income ≈ HK$403,664/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$2,673,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,811
−HK$12,593/mo
▼ 0.25% · 3.875%
HK$207,058
−HK$6,346/mo
Today · 4.125%
HK$213,404
baseline
▲ 0.50% · 4.625%
HK$226,389
+HK$12,985/mo
Deposit HK$18.87M · loan HK$44.03M · min. income ≈ HK$426,808/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,673,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,401
−HK$12,069/mo
▼ 0.25% · 3.875%
HK$229,392
−HK$6,078/mo
Today · 4.125%
HK$235,470
baseline
▲ 0.50% · 4.625%
HK$247,882
+HK$12,412/mo
Deposit HK$18.87M · loan HK$44.03M · min. income ≈ HK$470,940/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$2,673,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,186
−HK$16,191/mo
▼ 0.25% · 3.875%
HK$266,217
−HK$8,160/mo
Today · 4.125%
HK$274,377
baseline
▲ 0.50% · 4.625%
HK$291,072
+HK$16,695/mo
Deposit HK$6.29M · loan HK$56.61M · min. income ≈ HK$548,754/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,673,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,229
−HK$15,519/mo
▼ 0.25% · 3.875%
HK$294,933
−HK$7,815/mo
Today · 4.125%
HK$302,748
baseline
▲ 0.50% · 4.625%
HK$318,706
+HK$15,958/mo
Deposit HK$6.29M · loan HK$56.61M · min. income ≈ HK$605,496/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,673,411 · Scale 2, in force from 26 Feb 2026)